First Carolina Mortgage

Highlands Residential Mortgage, Ltd., operating under the Sharpeloans brand, aims to simplify the home buying and refinancing process. They leverage technology such as a mobile app and web browser applications to streamline the application process. The company emphasizes the importance of a strong support team, particularly highlighting the role of mortgage loan processors in ensuring loan approval and efficient handling of documentation.

They focus on providing guidance through significant financial transactions, especially for first-time homebuyers. Their mortgage planners aim to offer expertise and address client concerns throughout the loan process. The company also adapts to changes in the mortgage industry, such as incorporating rent payment history in mortgage approvals as per Fannie Mae guidelines.

Located in Allen, Texas, Highlands Residential Mortgage operates under the NMLS ID #134871 and holds licenses in several states. They are an Equal Housing Lender, committed to fair lending practices and providing accessible home loan solutions.