First Chance Mortgage Inc

First Chance Mortgage, established in 2001 by the father-son team of Al and Brian Coughlin, operates out of Loganville, GA. Bringing years of experience from larger finance companies, they decided to create a more personalized service for clients across the state of Georgia.

As both a mortgage broker and lender, First Chance Mortgage specializes in a wide array of residential loan products, including FHA, VA, Conventional, Jumbo, and USDA 100% financing, catering especially to first-time homebuyers and those needing down payment assistance or low-credit financing. They also offer various refinance and consolidation options, emphasizing competitive rates and efficient service as a smaller, family-oriented company.

Beyond traditional mortgage services, Brian Coughlin also offers real estate agent services, although with a strict separation to avoid conflicts of interest during the loan process. The company is committed to transparent customer service, encouraging clients to shop around and aiming to earn their business through superior products, knowledge, and dedication to their community.