About First Citizens Bank
First Citizens Bank stands as one of America's largest family-controlled banks, guided by three generations of continuous family leadership. The institution is defined by its "Forever First Promise," signifying enduring stability and a steadfast commitment to its customers year after year. With a rich history spanning over a century, First Citizens Bank embodies a legacy of trust and reliable financial partnership.
This established lender offers a comprehensive suite of banking and lending solutions, catering to both personal and business clients. Their mortgage offerings include conventional, FHA, and VA loans, alongside specialized programs like home improvement and construction financing. For businesses, First Citizens provides essential services such as cash management, merchant services, and specialized lending, including SBA-backed franchise financing.
First Citizens Bank prides itself on combining personal expertise with modern digital conveniences, allowing customers to bank from anywhere via mobile devices and online platforms. As a Member FDIC and an Equal Housing Lender, the bank is committed to accessibility and security, striving to meet the diverse financial needs of its clients through a blend of traditional values and contemporary services.
This established lender offers a comprehensive suite of banking and lending solutions, catering to both personal and business clients. Their mortgage offerings include conventional, FHA, and VA loans, alongside specialized programs like home improvement and construction financing. For businesses, First Citizens provides essential services such as cash management, merchant services, and specialized lending, including SBA-backed franchise financing.
First Citizens Bank prides itself on combining personal expertise with modern digital conveniences, allowing customers to bank from anywhere via mobile devices and online platforms. As a Member FDIC and an Equal Housing Lender, the bank is committed to accessibility and security, striving to meet the diverse financial needs of its clients through a blend of traditional values and contemporary services.
Company Information
Lender Type: Bank
Digital Capabilities
Online Application
Mobile App
Online Account Management
Home Loan Products
Mortgage Programs
Loan Types:
ConventionalFHAVA
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score
Home Improvement Loans
Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Home Construction Loans
Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Commercial Loan Products
Franchise Financing
Loan Types:
SBA 7(a)
Industry Focus:
Franchise
Contact Information
Professional Licenses
NMLS ID: 503941
400 N La Brea Ave
Los Angeles, CA 90036
US
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Business Information
Category: Bank
Location: Los Angeles, CA
Status: Standard
Type: Bank
NMLS ID: 503941
Profile Views: 22
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