First Citizens Bank

Bank serving Los Angeles, CA

About First Citizens Bank

First Citizens Bank stands as one of America's largest family-controlled banks, guided by three generations of continuous family leadership. The institution is defined by its "Forever First Promise," signifying enduring stability and a steadfast commitment to its customers year after year. With a rich history spanning over a century, First Citizens Bank embodies a legacy of trust and reliable financial partnership.

This established lender offers a comprehensive suite of banking and lending solutions, catering to both personal and business clients. Their mortgage offerings include conventional, FHA, and VA loans, alongside specialized programs like home improvement and construction financing. For businesses, First Citizens provides essential services such as cash management, merchant services, and specialized lending, including SBA-backed franchise financing.

First Citizens Bank prides itself on combining personal expertise with modern digital conveniences, allowing customers to bank from anywhere via mobile devices and online platforms. As a Member FDIC and an Equal Housing Lender, the bank is committed to accessibility and security, striving to meet the diverse financial needs of its clients through a blend of traditional values and contemporary services.

Company Information

Lender Type: Bank

Digital Capabilities

Online Application
Mobile App
Online Account Management

Home Loan Products

Mortgage Programs

Loan Types:
ConventionalFHAVA
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score

Home Improvement Loans

Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Home Construction Loans

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Commercial Loan Products

Franchise Financing

Loan Types:
SBA 7(a)
Industry Focus:
Franchise

Contact Information

400 N La Brea Ave
Los Angeles, CA 90036
US

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Business Information

Category: Bank
Location: Los Angeles, CA
Status: Standard
Type: Bank
NMLS ID: 503941
Profile Views: 22

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