First Class Mortgage

Mortgage Broker serving Maple Grove, MN

About First Class Mortgage

First Class Mortgage operates as a dedicated direct lender, serving clients in North Dakota and Minnesota. The company emphasizes a commitment to personalized service, aiming to simplify the often-complex mortgage process. They focus on understanding each client's unique financial situation to provide tailored home financing solutions, striving for competitive rates and terms.

Distinguishing itself through local ownership and expertise, First Class Mortgage prides itself on its team of experienced consultants who possess deep knowledge of the mortgage and lending industry. They prioritize client education, taking the time to explain loan options clearly and encouraging questions throughout the journey, establishing themselves as a trusted advisor in the local communities they serve.

First Class Mortgage offers a comprehensive suite of home loan products, including Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized refinance programs and assistance for first-time homebuyers. Their approach combines professional guidance with convenient tools like online application access and various mortgage calculators, aiming to deliver a seamless and efficient experience from inquiry to closing.

Company Information

Lender Type: Direct Lender
Headquarters: Fargo, ND

Licensed In

NDMN

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

USDA Rural Housing Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Contact Information

12906 63rd Ave N
Maple Grove, MN 55369
US

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Business Information

Category: Mortgage Broker
Location: Maple Grove, MN
Status: Standard
Type: Direct Lender
Profile Views: 4

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