First Down Mortgage

First Down Mortgage positions itself as a local and trusted mortgage service provider, prioritizing personalized customer service and efficient processes. The company emphasizes a strong commitment to client privacy and ensures that borrowers' interests are at the forefront of every transaction, striving for a fast and streamlined application experience.

The lender operates with strict adherence to Federal and State regulatory policies, including consumer protection and fair lending laws, as evidenced by their comprehensive customer complaint policy. This policy ensures that all disputes are documented, promptly investigated by a dedicated officer, and swiftly resolved, reflecting their focus on high-quality customer care and compliance.

While specific loan programs are not detailed, First Down Mortgage offers services for both home purchase and mortgage refinance, addressing common borrower needs such as payment reduction, accelerating mortgage payoff, or leveraging home equity for improvements or debt consolidation. Their approach combines local expertise with a commitment to responsible lending practices.