First Step Home Loans

First Step Home Loans is a dedicated mortgage broker based in Aurora, Colorado, operating under Steps Home Loans LLC, with NMLS #2173666. The company specializes in providing personalized Colorado mortgage solutions, offering fast, customized quotes and a streamlined online application process that aims for approvals in as little as two weeks. They are committed to simplifying the home loan experience by leveraging expertise and digital tools to guide borrowers.

Their comprehensive suite of home loan products includes 15-year and 30-year fixed-rate mortgages, as well as various adjustable-rate mortgages (ARMs) with options such as 3/1, 5/1, 5/5, 7/1, and 10/1 terms. First Step Home Loans also facilitates government-backed loans, including FHA, VA, and USDA programs, alongside Jumbo loans for higher loan amounts and FHA 203k loans for renovation. They cater to a broad range of clients, from first-time homebuyers seeking down payment assistance to those looking to refinance or access home equity through cash-out options.

Additionally, First Step Home Loans offers specialized Reverse Mortgage (HECM) products, particularly for seniors aged 62 and older, enabling them to convert home equity into cash without monthly mortgage payments. Their digital capabilities, including online application portals, pre-qualification tools, and various calculators, underscore their commitment to efficiency and client empowerment throughout the mortgage journey.