Five Star Mortgage

Five Stars Mortgage specializes in residential mortgage solutions, offering a comprehensive suite of options including jumbo loans, FHA mortgages, and strategic piggyback loan programs. They cater to a diverse clientele, ranging from luxury home buyers and first-time homeowners to veterans, providing flexible financing solutions nationwide.

The company is particularly recognized for its specialized jumbo loan offerings, enabling qualified borrowers to secure financing with down payments as low as 5% for loans up to $1.5 million and 10% for loans up to $2.5 million. These programs are available across all 50 states, addressing the evolving needs of the luxury real estate market. Additionally, their FHA programs are designed to make homeownership more accessible, especially for first-time buyers in regions like Sarasota, Florida, by offering minimal down payment requirements and flexible credit score standards.

Five Stars Mortgage distinguishes itself through a client-centric approach, guiding borrowers through complex financing strategies such as piggyback loans. This approach helps clients potentially avoid traditional jumbo loan hurdles and, in some cases, eliminate private mortgage insurance. The company emphasizes thorough income and asset verification while striving to provide competitive terms, including both fixed and adjustable-rate options, to meet individual financial goals.