Garrick Werdmuller

Fresh Home Loan is an independent mortgage broker operating primarily in the San Francisco Bay Area's East Bay. Led by Garrick Werdmuller, the firm positions itself as a client-focused alternative to traditional banks, emphasizing its commitment to "work for the people" and "over-deliver" in every transaction. They specialize in navigating the complexities of the California real estate market, leveraging deep local knowledge to assist clients.

The brokerage offers a comprehensive suite of residential mortgage solutions, including purchase loans, various refinance options, home equity lines of credit (HELOCs), and specialized programs for first-time homebuyers and real estate investors. Fresh Home Loan partners with leading wholesale lenders, notably United Wholesale Mortgage (UWM), to provide access to conventional, FHA, VA, USDA, and jumbo loan products. Their offerings extend to niche options like the FHA 203(k) Limited loan for financing property purchases and rehabilitations.

Fresh Home Loan prides itself on being an expert team dedicated to securing favorable loan terms and guiding clients through the entire home financing journey. With a focus on personalized service and deep industry insight, they strive to simplify the mortgage process for homebuyers and property owners across the region.