Gian Ceretto at Prosperity Home Mortgage - San Diego

Mortgage Broker serving San Diego, CA

About Gian Ceretto at Prosperity Home Mortgage - San Diego

Prosperity Home Mortgage, as represented by experienced consultants like Gian Ceretto, is dedicated to simplifying the home loan process for diverse clients. Recognized for outstanding customer satisfaction with the J.D. Power 2024 Award, the company emphasizes expert guidance, clear communication, and tailored solutions to meet individual financial needs.

They offer a comprehensive suite of mortgage programs, including conventional, FHA, VA, jumbo, and renovation financing, catering to a wide range of borrowers from first-time homebuyers to seasoned investors expanding their property portfolios. Consultants like Gian Ceretto bring extensive market knowledge and a personal touch, particularly valuing relationships with military families and those seeking long-term wealth building through real estate.

Leveraging innovative technology, Prosperity Home Mortgage provides digital tools such as online applications, secure document portals, and real-time status updates, ensuring a smooth and efficient loan approval process. Their commitment extends to empowering clients towards financial freedom and achieving their homeownership dreams with a focus on comprehensive support throughout the mortgage journey.

Company Information

Lender Type: Direct Lender
Headquarters: San Diego, CA

Licensed In

CAAZ

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature
Real-Time Status Updates

Home Loan Products

Conventional & Refinance Mortgages

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
First-Time Homebuyer
Available Terms:
10 years15 years20 years30 years

Government Loan Programs

Loan Types:
FHAVA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Jumbo Mortgage Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceInvestment Property

Home Renovation Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Renovation Loan

Contact Information

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: San Diego, CA
Status: Standard
Type: Direct Lender
Profile Views: 12

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