Gold Star Mortgage Financial Group
Mortgage Lender serving Ann Arbor, MI
About Gold Star Mortgage Financial Group
Gold Star Mortgage Financial Group - Christopher Chaffin is a dedicated team of mortgage brokers based in Michigan, proudly serving homebuyers across Michigan and Florida. The team emphasizes providing some of the lowest rates nationwide, coupled with a simple, straightforward, and fast loan process tailored to individual borrower needs.
They specialize in a comprehensive range of home financing solutions, catering to first-time homebuyers, those purchasing a new home, and individuals looking to refinance or consolidate debt. Their diverse product offerings include 100% financing options like VA and USDA loans, as well as conventional loans with down payments as low as 3%, including specialized HomeReady and HomePossible programs. They also offer FHA loans with flexible credit score options starting at 580, and Jumbo loans for higher loan amounts. The team highlights its extensive experience, particularly with VA loans, developed over decades.
Committed to exceptional client service, Christopher Chaffin's team at Gold Star Mortgage Financial Group aims to deliver competitive rates and ensure on-time closings. Their approach is centered on guiding borrowers through every step of the mortgage process, helping them identify the right financial solutions to achieve homeownership.
They specialize in a comprehensive range of home financing solutions, catering to first-time homebuyers, those purchasing a new home, and individuals looking to refinance or consolidate debt. Their diverse product offerings include 100% financing options like VA and USDA loans, as well as conventional loans with down payments as low as 3%, including specialized HomeReady and HomePossible programs. They also offer FHA loans with flexible credit score options starting at 580, and Jumbo loans for higher loan amounts. The team highlights its extensive experience, particularly with VA loans, developed over decades.
Committed to exceptional client service, Christopher Chaffin's team at Gold Star Mortgage Financial Group aims to deliver competitive rates and ensure on-time closings. Their approach is centered on guiding borrowers through every step of the mortgage process, helping them identify the right financial solutions to achieve homeownership.
Company Information
Lender Type: Mortgage Broker
Licensed In
MIFL
Digital Capabilities
Online Application
Home Loan Products
VA Home Loans
Loan Types:
VA
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
0
100%
Max LTV
USDA Rural Housing Loans
Loan Types:
USDA
Occupancy Types:
Primary Residence
0
Conventional Purchase Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Occupancy Types:
Primary ResidenceSecond Home
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score
Conventional Refinance Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Occupancy Types:
Primary ResidenceSecond Home
Available Terms:
10 years15 years20 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
80%
Max LTV
HomeReady Mortgage
Loan Types:
ConventionalRefinanceCash-Out Refinance
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment ProgramFirst-Time HomebuyerDown Payment AssistanceHomeReady Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
Home Possible Mortgage
Loan Types:
Conventional
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment ProgramHome Possible Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score
FHA Home Loans
Loan Types:
FHA
Occupancy Types:
Primary Residence
Credit Tiers:
Poor (580-619)Fair (620-679)
580
Min Credit Score
Jumbo Mortgage Loans
Loan Types:
Jumbo
Occupancy Types:
Primary ResidenceSecond Home
10%
Min Down Payment
MSHDA Loans
Special Programs:
Down Payment Assistance
3, 2, 1 Buydown Conventional Loans
Loan Types:
Conventional
Contact Information
100 Phoenix Dr Suite 300
Ann Arbor, MI 48034
US
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Business Information
Category: Mortgage Lender
Location: Ann Arbor, MI
Status: Standard
Type: Mortgage Broker
Profile Views: 0
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