Golden Horizon Mortgage

Mortgage Lender serving Lodi, CA

About Golden Horizon Mortgage

Michelle Madsen is a Mortgage Loan Officer at U.S. Bank in Stockton, CA. She assists individuals in finding the right mortgage solutions tailored to their unique circumstances. Michelle leverages her expertise and the resources of U.S. Bank to guide clients through the home buying process, addressing their questions and concerns.

Working for a reputable bank like U.S. Bank, Michelle is committed to providing reliable and trustworthy service. She serves various areas including Lodi, Stockton, Galt, Modesto, Tracy, and Murphys. Michelle aims to make the home financing experience as smooth and understandable as possible for her clients.

Michelle offers services such as construction loans, lot loans, VA jumbo loans, and more. She also offers information on single-family home loans, and provides resources for builders and realtors. Connect with Michelle to learn more about mortgage points.

Company Information

Lender Type: Bank
Headquarters: Stockton, CA

Licensed In

CA

Certifications & Credentials

Certified Construction Mortgage Loan Officer

Digital Capabilities

Online Application

Home Loan Products

Conventional Fixed-Rate Mortgages

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
30 years20 years15 years10 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Conforming Adjustable-Rate Mortgages

Loan Types:
Conventional
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Jumbo Adjustable-Rate Mortgages

Loan Types:
Jumbo
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Credit Tiers:
Excellent (740+)
740
Min Credit Score

FHA Mortgages

Loan Types:
FHA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
30 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

VA Mortgages

Loan Types:
VA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Jumbo Mortgages

Loan Types:
Jumbo
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
30 years20 years15 years
Credit Tiers:
Excellent (740+)
740
Min Credit Score

Construction Loans

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Lot Loans

Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

VA Jumbo Loans

Loan Types:
JumboVA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Contact Information

17397 Bowser Rd
Lodi, CA 95240
US

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Business Information

Category: Mortgage Lender
Location: Lodi, CA
Status: Standard
Type: Bank
NMLS ID: 448213
Profile Views: 14

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