About Greenback Capital Mortgage
Greenback Capital Mortgage Corporation is a Hackensack, New Jersey-based direct lender with over 35 years of experience in the mortgage industry. Led by founder Carl Guzman, CPA, the company specializes in providing solutions for borrowers who may not fit into conventional lending criteria, focusing on niche products and personalized service.
Their expertise lies in offering flexible financing options such as Non-QM loans, bank statement programs for self-employed individuals, and DSCR loans for 1-4 unit investment properties. Greenback Capital also provides conventional, FHA, VA, USDA, Reverse Mortgages, and specific programs for foreign nationals, aiming to assist clients who have been turned down by traditional lenders.
The company prides itself on being experienced, knowledgeable, and trusted, guiding clients through the loan process from pre-qualification to closing. They emphasize a case-by-case approach, ensuring that even if one area of a borrower's profile is weak, their stronger points can lead to approval.
Their expertise lies in offering flexible financing options such as Non-QM loans, bank statement programs for self-employed individuals, and DSCR loans for 1-4 unit investment properties. Greenback Capital also provides conventional, FHA, VA, USDA, Reverse Mortgages, and specific programs for foreign nationals, aiming to assist clients who have been turned down by traditional lenders.
The company prides itself on being experienced, knowledgeable, and trusted, guiding clients through the loan process from pre-qualification to closing. They emphasize a case-by-case approach, ensuring that even if one area of a borrower's profile is weak, their stronger points can lead to approval.
Company Information
Founded: 1988
Lender Type: Direct Lender
Headquarters: Hackensack, NJ
Licensed In
NJ
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Standard Home Loans
Loan Types:
ConventionalFHAVAUSDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
620
Min Credit Score
Non-QM / Niche Loans
Loan Types:
Non-QMBank StatementPortfolioRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-Employed1099 ContractorBusiness Owner
Income Verification:
Bank StatementNo Income VerificationStated Income
Special Programs:
Self-Employed ProgramBank Statement Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
DSCR Investment Property Loans
Loan Types:
DSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Multi-Family (2-4 units)Investment Property
Occupancy Types:
Investment Property
Employment Types:
Investor
Income Verification:
No Income Verification
Reverse Mortgage Loans
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Foreign National Loans
Loan Types:
Non-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Income Verification:
Full Documentation
Special Programs:
Foreign National ProgramNon-Resident Alien Program
Commercial Loan Products
SBA Commercial Financing
Loan Types:
SBA 7(a)SBA 504
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitality
Commercial Cash Flow Advance
Loan Types:
Commercial RefinanceBridge Loan
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitality
Contact Information
1086 Teaneck Rd
Teaneck, NJ
US
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Business Information
Category: Mortgage Lender
Location: Teaneck, NJ
Status: Standard
Founded: 1988
Type: Direct Lender
NMLS ID: 65291
Profile Views: 0
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