H2 Mortgage Inc.

Mortgage Lender serving San Diego, CA

About H2 Mortgage Inc.

H2 Mortgage, Inc. is a full-service mortgage company based in San Diego, California. Since its inception, the company has focused on helping individuals and families achieve their homeownership dreams across California, Virginia, and Texas. They pride themselves on offering a diverse range of loan programs tailored to various borrower needs, including popular government-backed options and conventional financing.

The lender distinguishes itself by providing personalized guidance through every step of the mortgage process, from initial pre-qualification to the final closing. They offer accessible rate options, including fixed-rate, adjustable-rate, and interest-only mortgages, catering to different financial goals. H2 Mortgage, Inc. also recognizes the unique challenges faced by self-employed borrowers, working to provide solutions that meet their income verification requirements.

With a commitment to transparency and client education, H2 Mortgage, Inc. leverages online tools like application forms and calculators to streamline the experience. Their dedication to helping borrowers navigate complex lending guidelines and secure the right financing positions them as a supportive partner in the home buying journey.

Company Information

Lender Type: Direct Lender
Headquarters: San Diego, CA

Licensed In

CAVATX

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator

Home Loan Products

Conventional Purchase Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Jumbo Loans

Loan Types:
JumboConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

FHA Home Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years

USDA Rural Development Loans

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years

Refinance Loans

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Contact Information

Professional Licenses

NMLS ID: 1663729
7940 Silverton Ave Suite 101A
San Diego, CA 92101
US
Mailing Address:
7940 Silverton Ave. Suite 101A San Diego, California 92126

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Business Information

Category: Mortgage Lender
Location: San Diego, CA
Status: Standard
Type: Direct Lender
NMLS ID: 1663729
Profile Views: 12

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