HCP Mortgage LLC

Mortgage Broker serving Southlake, TX

About HCP Mortgage LLC

HCP Mortgage, established in 2008 and headquartered in Irvine, California, stands as a prominent direct mortgage lender dedicated to empowering clients through comprehensive and tailored home financing solutions. With a rich history of over $5 billion in originated loans, the company has built a strong reputation for navigating the complexities of the mortgage landscape and delivering on its promises to borrowers across ten key states.

HCP Mortgage distinguishes itself by offering a diverse portfolio of loan products, ranging from conventional, FHA, VA, USDA, and Jumbo loans to specialized programs like Physician Loans and flexible Non-QM/Bank Statement options designed for self-employed individuals and investors. Their commitment to personalized service is supported by a team of over 300 dedicated mortgage professionals who leverage advanced digital tools to ensure a seamless and efficient lending experience from application to closing.

Focused on client satisfaction, HCP Mortgage prides itself on a high level of transparency and support. This client-centric approach is reflected in their exceptional customer satisfaction rating of 4.8 out of 5 stars from over 1,500 reviews, alongside an impressive A+ rating from the Better Business Bureau. They are consistently working to make homeownership accessible, even for those with unique financial profiles.

Company Information

Founded: 2008
Team Size: 300+
Lender Type: Direct Lender
Headquarters: Irvine, CA
Total Loans Originated: $5 billion

Licensed In

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Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Pre-Qualification Tool
E-Signature
Real-Time Status Updates

Home Loan Products

Core Residential Mortgage Programs

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
97%
Max LTV
580
Min Credit Score

Physician Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Physician LoanLow Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)

Non-QM & Investor Loan Programs

Loan Types:
Non-QMBank StatementDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
580
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 290123
578 Kimball Ave Suite 100
Southlake, TX 76092
US
Mailing Address:
2 Venture, Suite 200, Irvine, CA 92618

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Business Information

Category: Mortgage Broker
Location: Southlake, TX
Status: Standard
Founded: 2008
Type: Direct Lender
NMLS ID: 290123
Loans Originated: $5 billion
Profile Views: 0

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