Heritage Financial Inc.

Mortgage Broker serving Annapolis, MD

About Heritage Financial Inc.

Heritage Financial, Inc. positions itself as a full-service residential mortgage broker, dedicated to simplifying the home financing process for clients in Washington D.C., Maryland, and Virginia. The company prides itself on delivering speed, service, and reliability, guiding borrowers through every step of their mortgage journey.

As a mortgage broker, Heritage Financial leverages an extensive network of lenders, offering a broad spectrum of mortgage programs including Conventional, FHA, VA, and USDA loans. This approach ensures clients have access to diverse options, whether they are purchasing a new home, refinancing an existing one, or funding home renovations. The firm also emphasizes personalized solutions, acknowledging that each client's financial situation is unique.

Heritage Financial cultivates a supportive environment for its loan officers, providing robust tools and resources to help them build their businesses. A key advantage for their originators is direct access to over 1300 in-house REALTORs from Taylor Properties, fostering strong referral networks and streamlined transactions. The company's commitment to growth, consistent leadership, and competitive compensation packages underline its focus on both client satisfaction and employee success.

Company Information

Lender Type: Mortgage Broker

Licensed In

DCMDVA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool
Automated Underwriting

Home Loan Products

Standard Home Loans

Loan Types:
ConventionalFHAVAUSDARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Available Terms:
15 years30 years

FHA 203k Renovation Loan

Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Renovation LoanFHA 203k
Available Terms:
15 years30 years

Home Equity Loans & Lines

Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Reverse Mortgage

Loan Types:
Reverse MortgageFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Contact Information

175 Admiral Cochrane Dr #112A
Annapolis, MD 21401
US

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Business Information

Category: Mortgage Broker
Location: Annapolis, MD
Status: Standard
Type: Mortgage Broker
Profile Views: 0

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