HML Investments

HML Investments is a prominent hard money lender based in California, boasting over 15 years of dedicated experience in the real estate lending sector. The firm specializes in providing flexible and fast funding solutions for new and seasoned residential real estate investors across the nation. They are known for supporting a wide array of investment endeavors, including fix-and-flip projects, ground-up construction, and long-term single-family and multi-family rental property loans.

As a direct lender, HML Investments differentiates itself through a streamlined underwriting process focused on equity, often foregoing traditional appraisals to ensure quick turnarounds, typically within 5-7 days. Beyond residential investments, the company also actively funds commercial and land deals, having originated over $1 Billion in loans. Their approach is highly personalized, offering dedicated loan specialists to guide clients through the entire process, and emphasizing creative solutions to complex funding challenges.

Founded approximately in 2009, HML Investments is led by experienced professionals like Founder & CEO Yanni Raz, who brings 25 years of industry expertise. The company prides itself on delivering on its promises, as evidenced by positive client testimonials highlighting efficient processes, responsive communication, and favorable terms, making them a reliable partner for real estate investors seeking efficient and equitable financing.