About Home Mortgage Solutions
Home Mortgage Solutions, Inc. is a dedicated provider of home loan and mortgage services, primarily serving clients from its base in Woodridge, Illinois. They specialize in guiding individuals through the often-complex home financing process, offering a comprehensive suite of products including Conventional, FHA, VA, USDA, Jumbo, and various Refinance options. Their core mission is to simplify the journey to homeownership and provide effective solutions for debt consolidation, ensuring a transparent and manageable experience for their clients.
The company distinguishes itself by offering personalized assistance, particularly catering to first-time homebuyers, veterans, and individuals who may have less-than-perfect credit seeking government-backed options. They place a strong emphasis on educating their clients, helping them navigate different loan types, understand down payment requirements, interpret interest rates, and prepare for the overall timeline to closing. Their commitment extends to advising clients on choosing the most suitable mortgage term that aligns with their specific financial goals and future aspirations.
Operating as an Illinois Residential Mortgage Licensee with NMLS ID 203169, Home Mortgage Solutions, Inc. combines expert advice with modern convenience through digital tools like online applications and mortgage calculators. They strive to deliver a fast, easy, and enjoyable experience, whether clients are purchasing their first home, refinancing an existing mortgage, or seeking to consolidate high-interest debt through a cash-out refinance.
The company distinguishes itself by offering personalized assistance, particularly catering to first-time homebuyers, veterans, and individuals who may have less-than-perfect credit seeking government-backed options. They place a strong emphasis on educating their clients, helping them navigate different loan types, understand down payment requirements, interpret interest rates, and prepare for the overall timeline to closing. Their commitment extends to advising clients on choosing the most suitable mortgage term that aligns with their specific financial goals and future aspirations.
Operating as an Illinois Residential Mortgage Licensee with NMLS ID 203169, Home Mortgage Solutions, Inc. combines expert advice with modern convenience through digital tools like online applications and mortgage calculators. They strive to deliver a fast, easy, and enjoyable experience, whether clients are purchasing their first home, refinancing an existing mortgage, or seeking to consolidate high-interest debt through a cash-out refinance.
Company Information
Lender Type: Direct Lender
Headquarters: Woodridge, IL
Licensed In
IL
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Conventional Loans
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Loans
Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
96.5%
Max LTV
500
Min Credit Score
VA Loans
Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment ProgramNo PMI Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
USDA Loans
Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouse
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
Refinance & Debt Consolidation Loans
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Jumbo Loans
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
Contact Information
Fax: 630-435-9225
Professional Licenses
NMLS ID: 203169
6825 Hobson Valley Dr #201
Woodridge, IL 60517
US
Mailing Address:
6825 Hobson Valley Drive, Suite 201 Woodridge, IL 60517
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Business Information
Category: Mortgage Lender
Location: Woodridge, IL
Status: Standard
Type: Direct Lender
NMLS ID: 203169
Profile Views: 0
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