Home USA Mortgage

Home USA Mortgage is a Texas-based direct lender established in 1999 by two brothers with a passion for real estate. Headquartered in Sugar Land, Texas, they serve clients in at least Texas and Arizona, focusing on making the home buying process simple and transparent. Their foundational principle emphasizes human-to-human interaction, distinguishing them from larger banks and online-first lenders.

The company prides itself on offering a dedicated loan concierge model, providing borrowers with direct access to a lending specialist's personal cell phone for support during and even after business hours. This approach, combined with intentionally small operating costs, allows them to pass savings onto clients through flexible rates and low fees. They believe in the value of personal conversation and guidance through the complexities of home financing.

Since its inception, Home USA Mortgage has assisted thousands of families in achieving homeownership, fostering strong communities in the process. Their commitment to personalized service, clear communication, and unwavering support has earned them strong testimonials from clients who appreciate their ability to handle transactions remotely and navigate challenging deadlines, ensuring a smooth experience from the first question to the final closing.