About Homeservices Lending
HomeServices Lending, LLC is a dedicated mortgage lender focused on providing comprehensive home financing solutions across the United States. Headquartered in Urbandale, IA, the company prides itself on a mission to positively impact lives and communities through accessible lending, operating with a strong emphasis on national reach and local expertise.
Distinguishing itself with a full suite of mortgage programs, HomeServices Lending caters to a wide array of borrowers, including first-time homebuyers and real estate investors. They offer specialized programs such as low down payment options, VA, FHA, and USDA loans, alongside unique initiatives like 'BorrowSmart' for down payment assistance and 'Good Neighbor Next Door'. The lender emphasizes a customer-centric approach, guiding clients through the loan process with professional mortgage consultants.
Leveraging technology to enhance the customer experience, HomeServices Lending integrates digital capabilities such as online applications, calculators, and a 'RAPID CLOSE' platform powered by Notarize for expedited closings. This blend of personalized service and technological efficiency aims to deliver a seamless and competitive financing journey, as reflected in their high client satisfaction ratings.
Distinguishing itself with a full suite of mortgage programs, HomeServices Lending caters to a wide array of borrowers, including first-time homebuyers and real estate investors. They offer specialized programs such as low down payment options, VA, FHA, and USDA loans, alongside unique initiatives like 'BorrowSmart' for down payment assistance and 'Good Neighbor Next Door'. The lender emphasizes a customer-centric approach, guiding clients through the loan process with professional mortgage consultants.
Leveraging technology to enhance the customer experience, HomeServices Lending integrates digital capabilities such as online applications, calculators, and a 'RAPID CLOSE' platform powered by Notarize for expedited closings. This blend of personalized service and technological efficiency aims to deliver a seamless and competitive financing journey, as reflected in their high client satisfaction ratings.
Company Information
Lender Type: Direct Lender
Headquarters: Urbandale, IA
Licensed In
ALAKAZARCACOCTDEDCFLGAHIIDILINIAKSKYLAMEMDMAMIMNMSMOMTNENVNHNJNMNYNCNDOHOKORPARISCSDTNTXUTVTVAWAWVWIWY
Certifications & Credentials
NMLS Licensed
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
Conventional Loan Programs
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
600
Min Credit Score
FHA Loan Programs
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3.5%
Min Down Payment
96.5%
Max LTV
600
Min Credit Score
VA Loan Programs
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
100%
Max LTV
600
Min Credit Score
USDA Loan Programs
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
100%
Max LTV
600
Min Credit Score
Real Estate Investor Loans
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment PropertySingle-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness OwnerSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
600
Min Credit Score
Contact Information
900 E River Rd Ste 100
Tucson, AZ 85718
US
Mailing Address:
2900 100thStreet Suite 109 | Urbandale, IA 50322
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Business Information
Category: Mortgage Lender
Location: Tucson, AZ
Status: Standard
Type: Direct Lender
NMLS ID: 490683
Profile Views: 21
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