Hometown Capital Group

Mortgage Broker serving Bartlett, TN

About Hometown Capital Group

Hometown Capital Group, operating as 901mortgage.com, is a dedicated mortgage broker firm established in Bartlett, TN. With over two decades of experience in the mortgage industry, the company serves clients across Tennessee, Mississippi, Arkansas, Alabama, Kentucky, Georgia, Louisiana, and Florida. They are committed to simplifying the home loan process for both purchases and refinances.

The firm's mission emphasizes honesty, integrity, and competence, striving to secure the lowest possible interest rates and closing costs for their customers. Hometown Capital Group distinguishes itself by offering a streamlined mortgage process, utilizing digital tools like the Loanzify App to connect borrowers directly with their loan officers and realtors, ensuring a secure and efficient application experience.

Hometown Capital Group offers a comprehensive suite of residential mortgage products, including Conventional, FHA, VA, USDA, and Jumbo loans. They also cater to niche markets with DSCR loans for real estate investors, second home financing, and specialized options for manufactured homes. Borrowers can choose from various rate options, including fixed-rate, adjustable-rate, and interest-only mortgages, tailored to meet diverse financial needs.

Company Information

Founded: 2004
Lender Type: Mortgage Broker
Headquarters: Bartlett, TN

Licensed In

TNMSARALGALAKYFL

Digital Capabilities

Online Application
Mobile App
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Conventional Loan Program

Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
100%
Max LTV

FHA Loan Program

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Special Programs:
Low Down Payment Program

VA Loan Program

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

USDA Loan Program

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Jumbo Loan Program

Loan Types:
JumboRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

DSCR Investment Loan

Loan Types:
DSCRNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
InvestorBusiness Owner

Second Home Purchase Loan

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Vacation/Second Home
Occupancy Types:
Second Home

Manufactured Home Financing

Loan Types:
ConventionalFHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Contact Information

Professional Licenses

NMLS ID: 175490
2860 Bartlett Rd # 6
Bartlett, TN 38134
US
Mailing Address:
2860 Bartlett Road, Suite #6 Bartlett, TN 38134

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Bartlett, TN
Status: Standard
Founded: 2004
Type: Mortgage Broker
NMLS ID: 175490
Profile Views: 0

Advertisement Space