HomeTrust Mortgage Corporation

Mortgage Lender serving Schaumburg, IL

About HomeTrust Mortgage Corporation

HomeTrust Mortgage Corporation is a full-service mortgage banking company based in Schaumburg, Illinois. Since their founding, they have dedicated themselves to helping individuals and families achieve homeownership and financial savings through refinancing. With a strong emphasis on customer service and competitive rates, HomeTrust Mortgage aims to build lifelong relationships, primarily growing their client base through referrals from satisfied customers, friends, co-workers, and real estate professionals.

The company offers a comprehensive suite of residential mortgage products, including Conventional, FHA, VA, and Jumbo loans, catering to a diverse clientele ranging from first-time homebuyers to those seeking complex refinance solutions like cash-out or rate/term adjustments. HomeTrust Mortgage Corporation also distinguishes itself with unique niche programs, such as Asset Depletion and No Income Qualifying loans, providing flexible options for borrowers with non-traditional income or asset profiles. They are also active in providing Down Payment Assistance programs, making homeownership more accessible.

Operating as an Illinois Residential Mortgage Licensee (NMLS ID 134317), HomeTrust Mortgage combines personalized guidance with practical digital tools like online pre-qualification and mortgage calculators. Their commitment to a trust-based lending experience ensures that clients feel confident and supported throughout their mortgage journey, from application to closing.

Company Information

Lender Type: Direct Lender
Headquarters: Schaumburg, IL

Licensed In

IL

Certifications & Credentials

NMLS 134317Illinois Residential Mortgage LicenseeFHA ApprovedVA Approved

Digital Capabilities

Online Application
Pre-Qualification Tool
Rate Calculator
Digital Document Upload

Home Loan Products

Conventional Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
First-Time HomebuyerDown Payment Assistance

FHA Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerFHA 203kDown Payment Assistance

VA Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Jumbo Loans

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

HomePath Loans

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Asset Depletion Program

Loan Types:
Asset DepletionNon-QM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
RetiredInvestor
Income Verification:
Asset Depletion

No Income Qualifying Program

Loan Types:
Non-QM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
InvestorBusiness Owner
Income Verification:
No Income Verification

Commercial Loan Products

Commercial Mortgages

Loan Types:
Conventional CRECommercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/Warehouse

Contact Information

1475 Woodfield Rd
Schaumburg, IL 60173
US
Mailing Address:
1475 E Woodfield Rd, Suite 110 Schaumburg, Illinois 60173

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Business Information

Category: Mortgage Lender
Location: Schaumburg, IL
Status: Standard
Type: Direct Lender
NMLS ID: 134317
Profile Views: 0

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