I Finance Florida

Mortgage Broker serving Coral Gables, FL

About I Finance Florida

iFinance Florida, founded by Alexander J. Gandarilla, is a mortgage brokerage based in Coral Gables, Florida, specializing in residential and commercial lending solutions for local and international buyers. With over 15 years of industry experience, Alexander and his team work with a network of wholesale lenders to secure competitive rates and flexible programs.

iFinance Florida focuses on integrity, transparency, and real guidance, rather than sales tactics, to make home financing straightforward and trustworthy for every client. They offer a range of loan types, including conforming loans (FHA, Conventional, VA, and USDA), Non-QM loans (Jumbo, Super Jumbo, bank statement, DSCR, and P&L-based loans), Hard Money loans, and Commercial Loans.

Their team includes client-focused Loan Officers who guide clients through their financing options and Loan Processors who handle the behind-the-scenes work. iFinance Florida aims to provide clear communication and efficient processing from application to closing, whether for residential properties, commercial real estate investments, or refinancing existing loans.

Company Information

Lender Type: Mortgage Broker
Headquarters: Coral Gables, FL

Home Loan Products

Conventional Loan

Loan Types:
Conventional

Homestyle Renovation Loan

Loan Types:
Renovation Loan
Special Programs:
Renovation Loan

Home Equity Line of Credit (HELOC)

Loan Types:
HELOC

FHA Loan

Loan Types:
FHA
3.5%
Min Down Payment
580
Min Credit Score

FHA 203k Loan

Loan Types:
FHA
Special Programs:
FHA 203k

100% Financing Loan

100%
Max LTV

Down Payment Assistance Loan

Special Programs:
Down Payment Assistance

Reverse Mortgage

Loan Types:
Reverse Mortgage

VA Loan

Loan Types:
VA
Special Programs:
Veteran Program

Bank Statement Loan

Loan Types:
Bank Statement
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Bank Statement Program

Profit & Loss (P&L) Loan

Employment Types:
Self-EmployedBusiness Owner
Special Programs:
Self-Employed

DSCR (Debt Service Coverage Ratio) Loan

Loan Types:
DSCR
Occupancy Types:
Investment Property
Employment Types:
Investor

Asset Depletion Loan

Loan Types:
Asset Depletion
Employment Types:
RetiredInvestor
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program

Stand Alone Second Mortgages

Loan Types:
Second Mortgage

Jumbo Loans

Loan Types:
Jumbo

Super Jumbo Loans

Loan Types:
Jumbo

Foreign National Loans

Special Programs:
Foreign National Program

Hard Money Loans

Loan Types:
Hard Money

Fix n Flip Loans

Property Types:
Investment Property

Bridge Loans

Loan Types:
Bridge

Commercial Loan Products

Commercial Loans

Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)RetailOfficeIndustrial/WarehouseMixed-Use

Construction Loans

Loan Types:
Commercial Construction

Contact Information

Professional Licenses

NMLS ID: 2046881
2525 Ponce de Leon Suite 300
Coral Gables, FL 33131
US
Mailing Address:
2525 Ponce de Leon, Suite 300 Coral Gables, FL

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Business Information

Category: Mortgage Broker
Location: Coral Gables, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 2046881
Profile Views: 14

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