About I Finance Florida
iFinance Florida, founded by Alexander J. Gandarilla, is a mortgage brokerage based in Coral Gables, Florida, specializing in residential and commercial lending solutions for local and international buyers. With over 15 years of industry experience, Alexander and his team work with a network of wholesale lenders to secure competitive rates and flexible programs.
iFinance Florida focuses on integrity, transparency, and real guidance, rather than sales tactics, to make home financing straightforward and trustworthy for every client. They offer a range of loan types, including conforming loans (FHA, Conventional, VA, and USDA), Non-QM loans (Jumbo, Super Jumbo, bank statement, DSCR, and P&L-based loans), Hard Money loans, and Commercial Loans.
Their team includes client-focused Loan Officers who guide clients through their financing options and Loan Processors who handle the behind-the-scenes work. iFinance Florida aims to provide clear communication and efficient processing from application to closing, whether for residential properties, commercial real estate investments, or refinancing existing loans.
iFinance Florida focuses on integrity, transparency, and real guidance, rather than sales tactics, to make home financing straightforward and trustworthy for every client. They offer a range of loan types, including conforming loans (FHA, Conventional, VA, and USDA), Non-QM loans (Jumbo, Super Jumbo, bank statement, DSCR, and P&L-based loans), Hard Money loans, and Commercial Loans.
Their team includes client-focused Loan Officers who guide clients through their financing options and Loan Processors who handle the behind-the-scenes work. iFinance Florida aims to provide clear communication and efficient processing from application to closing, whether for residential properties, commercial real estate investments, or refinancing existing loans.
Company Information
Lender Type: Mortgage Broker
Headquarters: Coral Gables, FL
Home Loan Products
Conventional Loan
Loan Types:
Conventional
Homestyle Renovation Loan
Loan Types:
Renovation Loan
Special Programs:
Renovation Loan
Home Equity Line of Credit (HELOC)
Loan Types:
HELOC
FHA Loan
Loan Types:
FHA
3.5%
Min Down Payment
580
Min Credit Score
FHA 203k Loan
Loan Types:
FHA
Special Programs:
FHA 203k
100% Financing Loan
100%
Max LTV
Down Payment Assistance Loan
Special Programs:
Down Payment Assistance
Reverse Mortgage
Loan Types:
Reverse Mortgage
VA Loan
Loan Types:
VA
Special Programs:
Veteran Program
Bank Statement Loan
Loan Types:
Bank Statement
Employment Types:
Self-Employed
Income Verification:
Bank Statement
Special Programs:
Bank Statement Program
Profit & Loss (P&L) Loan
Employment Types:
Self-EmployedBusiness Owner
Special Programs:
Self-Employed
DSCR (Debt Service Coverage Ratio) Loan
Loan Types:
DSCR
Occupancy Types:
Investment Property
Employment Types:
Investor
Asset Depletion Loan
Loan Types:
Asset Depletion
Employment Types:
RetiredInvestor
Income Verification:
Asset Depletion
Special Programs:
Asset Depletion Program
Stand Alone Second Mortgages
Loan Types:
Second Mortgage
Jumbo Loans
Loan Types:
Jumbo
Super Jumbo Loans
Loan Types:
Jumbo
Foreign National Loans
Special Programs:
Foreign National Program
Hard Money Loans
Loan Types:
Hard Money
Fix n Flip Loans
Property Types:
Investment Property
Bridge Loans
Loan Types:
Bridge
Commercial Loan Products
Commercial Loans
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)RetailOfficeIndustrial/WarehouseMixed-Use
Construction Loans
Loan Types:
Commercial Construction
Contact Information
2525 Ponce de Leon Suite 300
Coral Gables, FL 33131
US
Mailing Address:
2525 Ponce de Leon, Suite 300 Coral Gables, FL
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Business Information
Category: Mortgage Broker
Location: Coral Gables, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 2046881
Profile Views: 14
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