About ICM Mortgage
Innovative Capital Mortgage (ICM) is a seasoned mortgage broker serving clients across Ohio, with a strong focus on the Zanesville area. Since its establishment in 1986, ICM has leveraged over three decades of experience to navigate various loan scenarios, aiming to secure optimal rates for homebuyers and homeowners by shopping a diverse network of wholesale lenders.
The firm distinguishes itself through its dedication to personalized service and a comprehensive array of residential loan products. ICM caters to a broad spectrum of borrowers, offering government-backed options like FHA, VA, and USDA loans known for flexible credit requirements and low to zero down payments. They also provide conventional, jumbo, reverse, and specialized programs for foreign nationals and manufactured housing, alongside robust refinancing options.
Innovative Capital Mortgage is committed to making the mortgage process accessible and stress-free. They are noted for assisting clients with credit repair and facilitating swift loan approvals. Their digital tools, coupled with a focus on client education and communication, underscore their mission to help individuals find suitable financing solutions and achieve homeownership dreams.
The firm distinguishes itself through its dedication to personalized service and a comprehensive array of residential loan products. ICM caters to a broad spectrum of borrowers, offering government-backed options like FHA, VA, and USDA loans known for flexible credit requirements and low to zero down payments. They also provide conventional, jumbo, reverse, and specialized programs for foreign nationals and manufactured housing, alongside robust refinancing options.
Innovative Capital Mortgage is committed to making the mortgage process accessible and stress-free. They are noted for assisting clients with credit repair and facilitating swift loan approvals. Their digital tools, coupled with a focus on client education and communication, underscore their mission to help individuals find suitable financing solutions and achieve homeownership dreams.
Company Information
Founded: 1986
Lender Type: Mortgage Broker
Headquarters: Zanesville, OH
Licensed In
OH
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
E-Signature
Home Loan Products
FHA Mortgage
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time HomebuyerDown Payment Assistance
Credit Tiers:
Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
Conventional Loan
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment
VA Loan
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI ProgramLow Down Payment Program
Credit Tiers:
Fair (620-679)Poor (580-619)
0
USDA Loan
Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramDown Payment Assistance
Credit Tiers:
Fair (620-679)Poor (580-619)
0
Reverse Mortgage
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Jumbo Mortgage
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)
Foreign National Investment Loan
Loan Types:
Non-QMPortfolio
Property Types:
Investment Property
Occupancy Types:
Investment Property
Income Verification:
Full Documentation
Special Programs:
Foreign National Program
Manufactured Housing Loan
Loan Types:
ConventionalFHAVA
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary Residence
First-Time Homebuyer Program
Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Home Refinance Program
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Commercial Loan Products
Commercial Mortgages
Loan Types:
Conventional CRE
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseMixed-Use
Contact Information
1136 Maple Ave
Zanesville, OH 43701
US
Mailing Address:
1136 Maple Ave Zanesville, OH 43701
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Business Information
Category: Mortgage Broker
Location: Zanesville, OH
Status: Standard
Founded: 1986
Type: Mortgage Broker
NMLS ID: 302939
Profile Views: 3
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