Imperial Mortgage Services

Mortgage Broker serving Houston, TX

About Imperial Mortgage Services

Imperial Mortgage Services is a full-service mortgage company based in Houston, Texas, specializing in a comprehensive range of home and commercial loan solutions. As a mortgage broker, they connect borrowers with approved lending partners, focusing particularly on government-backed programs such as VA, FHA, and USDA loans, in addition to conventional and jumbo financing. They also offer various refinancing options, including HARP 2.0, to help homeowners achieve lower mortgage payments or access cash out.

The company prides itself on its ability to assist a diverse range of borrowers, notably offering options for government mortgage products with FICO scores as low as 500. This niche focus allows them to serve veterans and first-time homebuyers who might face challenges with traditional lenders. Imperial Mortgage Services provides resources like mortgage calculators and pre-qualification tools to guide clients through the loan process.

Licensed in California, Colorado, Florida, and Texas, Imperial Mortgage Services combines local expertise with a broad product offering. Their commitment to facilitating homeownership and financial well-being is evident in their tailored approach, helping clients select the most suitable loan program for their unique circumstances.

Company Information

Lender Type: Mortgage Broker
Headquarters: Houston, TX

Licensed In

CACOFLTX

Certifications & Credentials

FHA ApprovedVA Approved

Digital Capabilities

Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool

Home Loan Products

VA Purchase & Refinance Loans

Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Poor (580-619)Bad (<580)
0
100%
Max LTV
500
Min Credit Score

FHA Purchase & Refinance Loans

Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Poor (580-619)Bad (<580)
500
Min Credit Score

USDA Purchase & Refinance Loans

Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Poor (580-619)Bad (<580)
500
Min Credit Score

Conventional Loans

Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Jumbo Loans

Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

HARP 2.0 Refinance Program

Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Interest Only Mortgages

Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation

Commercial Loan Products

Commercial Refinance

Loan Types:
Commercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing

Contact Information

Professional Licenses

NMLS ID: 1724855
NMLS 1724855 1400 Broadfield Blvd #200
Houston, TX 77084
US
Mailing Address:
430 Highway 6 S Suite 100 Houston, TX 77079

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Business Information

Category: Mortgage Broker
Location: Houston, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 1724855
Profile Views: 18

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