About Imperial Mortgage Services
Imperial Mortgage Services is a full-service mortgage company based in Houston, Texas, specializing in a comprehensive range of home and commercial loan solutions. As a mortgage broker, they connect borrowers with approved lending partners, focusing particularly on government-backed programs such as VA, FHA, and USDA loans, in addition to conventional and jumbo financing. They also offer various refinancing options, including HARP 2.0, to help homeowners achieve lower mortgage payments or access cash out.
The company prides itself on its ability to assist a diverse range of borrowers, notably offering options for government mortgage products with FICO scores as low as 500. This niche focus allows them to serve veterans and first-time homebuyers who might face challenges with traditional lenders. Imperial Mortgage Services provides resources like mortgage calculators and pre-qualification tools to guide clients through the loan process.
Licensed in California, Colorado, Florida, and Texas, Imperial Mortgage Services combines local expertise with a broad product offering. Their commitment to facilitating homeownership and financial well-being is evident in their tailored approach, helping clients select the most suitable loan program for their unique circumstances.
The company prides itself on its ability to assist a diverse range of borrowers, notably offering options for government mortgage products with FICO scores as low as 500. This niche focus allows them to serve veterans and first-time homebuyers who might face challenges with traditional lenders. Imperial Mortgage Services provides resources like mortgage calculators and pre-qualification tools to guide clients through the loan process.
Licensed in California, Colorado, Florida, and Texas, Imperial Mortgage Services combines local expertise with a broad product offering. Their commitment to facilitating homeownership and financial well-being is evident in their tailored approach, helping clients select the most suitable loan program for their unique circumstances.
Company Information
Lender Type: Mortgage Broker
Headquarters: Houston, TX
Licensed In
CACOFLTX
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
VA Purchase & Refinance Loans
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Credit Tiers:
Poor (580-619)Bad (<580)
0
100%
Max LTV
500
Min Credit Score
FHA Purchase & Refinance Loans
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Poor (580-619)Bad (<580)
500
Min Credit Score
USDA Purchase & Refinance Loans
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Poor (580-619)Bad (<580)
500
Min Credit Score
Conventional Loans
Loan Types:
ConventionalRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Jumbo Loans
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARMInterest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
HARP 2.0 Refinance Program
Loan Types:
Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Interest Only Mortgages
Loan Types:
Interest-Only
Rate Types:
Interest-Only
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Reverse Mortgages
Loan Types:
Reverse Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Commercial Loan Products
Commercial Refinance
Loan Types:
Commercial Refinance
Property Types:
Multifamily (5+ units)OfficeRetailIndustrial/WarehouseHospitalityLandMixed-UseSelf-StorageHealthcareManufacturing
Contact Information
NMLS 1724855 1400 Broadfield Blvd #200
Houston, TX 77084
US
Mailing Address:
430 Highway 6 S Suite 100 Houston, TX 77079
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Business Information
Category: Mortgage Broker
Location: Houston, TX
Status: Standard
Type: Mortgage Broker
NMLS ID: 1724855
Profile Views: 18
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