Innovative Mortgage Services - Jason Gonzalez & Associates

Mortgage Broker serving Orlando, FL

About Innovative Mortgage Services - Jason Gonzalez & Associates

Innovative Mortgage Services, led by Jason Gonzalez, is a Florida-based mortgage broker specializing in alternative mortgage solutions. With over 17 years of experience, Jason is recognized as an industry expert known for his creative approach and dedication to securing loans for clients who may not qualify through traditional retail banks.

Innovative Mortgage Services operates on a low-overhead business model, enabling them to offer mortgage funding at more competitive price points. Jason's expertise lies in constantly researching the latest programs and cultivating relationships with alternative investors, ensuring clients have access to a wide range of options.

Whether you're self-employed, a foreign national, or have less-than-perfect credit, Jason's comprehensive knowledge and access to niche programs can help you achieve your homeownership goals. Innovative Mortgage Services is committed to providing personalized service and finding the right mortgage solution for your unique circumstances.

Company Information

Lender Type: Mortgage Broker

Licensed In

FL

Home Loan Products

Purchase Loan

Loan Types:
FHAVAUSDAJumboNon-QMBank StatementConventional
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
First-Time HomebuyerForeign National ProgramSelf-Employed ProgramLow Down Payment ProgramVeteran Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
100%
Max LTV
500
Min Credit Score

Refinance Loan

Loan Types:
FHAVAUSDAJumboNon-QMBank StatementRefinanceCash-Out RefinanceHELOC
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Foreign National ProgramSelf-Employed Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
500
Min Credit Score

USDA 100% Financing

Loan Types:
USDA
0
100%
Max LTV

VA Streamline Refinance

Loan Types:
VARefinance
Special Programs:
Veteran Program

Reverse Mortgages

Loan Types:
Reverse Mortgage

HomePath Mortgage

HARP 2 Refinance

Loan Types:
Refinance

FHA Streamline Refinance

Loan Types:
FHARefinance

Bank Statements = Income

Loan Types:
Bank Statement
Employment Types:
Self-Employed1099 Contractor
Income Verification:
Bank Statement
Special Programs:
Self-Employed Program

Self-Employed/1099 Loans

Loan Types:
Non-QM
Employment Types:
Self-Employed1099 Contractor
Special Programs:
Self-Employed Program

Jumbo and Super-Jumbo

Loan Types:
Jumbo

Foreign National Loans

Loan Types:
Non-QM
Special Programs:
Foreign National Program

Non-Prime Mortgages

Loan Types:
Non-QM

Bad Credit Home Purchase

Loan Types:
FHA
Credit Tiers:
Poor (580-619)Bad (<580)
10%
Min Down Payment
500
Min Credit Score

Contact Information

121 S Orange Ave #1500
Orlando, FL 32801
US

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Business Information

Category: Mortgage Broker
Location: Orlando, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 314588
Profile Views: 18

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