About Jason A Canepa
Jason Canepa serves as a dedicated Mortgage Broker and Branch Manager for JMAC Lending, based in Rancho Cordova, CA. With over 20 years of experience in the mortgage industry, Jason provides a comprehensive range of residential loan solutions, leveraging his extensive knowledge to guide clients through the complexities of home financing. He focuses on personalized service, ensuring each borrower receives tailored advice and support.
Jason specializes in assisting diverse borrower profiles, including first-time homebuyers, veterans, self-employed individuals, and real estate investors. He offers a variety of loan products such as Conventional, FHA, VA, Jumbo, and Non-QM loans, including niche options like bank statement and asset depletion programs. His commitment is to simplify the loan process and help clients achieve their homeownership goals.
Committed to modern accessibility, Jason Canepa utilizes online loan applications and digital paperwork to streamline the mortgage experience. He is dedicated to providing efficient, transparent, and responsive service, making him a trusted resource for mortgage needs in California.
Jason specializes in assisting diverse borrower profiles, including first-time homebuyers, veterans, self-employed individuals, and real estate investors. He offers a variety of loan products such as Conventional, FHA, VA, Jumbo, and Non-QM loans, including niche options like bank statement and asset depletion programs. His commitment is to simplify the loan process and help clients achieve their homeownership goals.
Committed to modern accessibility, Jason Canepa utilizes online loan applications and digital paperwork to streamline the mortgage experience. He is dedicated to providing efficient, transparent, and responsive service, making him a trusted resource for mortgage needs in California.
Company Information
Lender Type: Mortgage Broker
Headquarters: Rancho Cordova, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Home Loan Products
Conventional Loan Programs
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramHomeReady ProgramHome Possible Program
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)
3%
Min Down Payment
620
Min Credit Score
FHA Loan Programs
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerFHA 203k
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
580
Min Credit Score
VA Loan Programs
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
580
Min Credit Score
Jumbo Loan Programs
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)
Non-QM Loan Programs
Loan Types:
Non-QMBank StatementAsset DepletionDSCRInterest-OnlyRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
Contact Information
2198 E Camelback Dr
Phoenix, AZ 85016
US
Mailing Address:
3440 Routier Rd, Ste B, Sacramento, CA 95827
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Business Information
Category: Mortgage Broker
Location: Phoenix, AZ
Status: Standard
Type: Mortgage Broker
NMLS ID: 247000
Profile Views: 17
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