Jenniffer Bott - Mortgage 1 - NMLS 1720026

Mortgage Broker serving Shelby Township, MI

About Jenniffer Bott - Mortgage 1 - NMLS 1720026

Mortgage 1 Inc. is a reputable direct lender operating as a national mortgage servicer, with Jenniffer Bott serving as a dedicated loan officer based in Shelby Charter Township, Michigan. Jenniffer's mission is to deliver world-class service, guiding clients through the lending process with expertise and care.

This lender specializes in a variety of home loan solutions, with a strong emphasis on making homeownership accessible through programs like the Michigan State Housing Development Authority (MSHDA) Down Payment Assistance. They proudly offer conventional, FHA, VA, and USDA loans, including specific options for first-time homebuyers with low down payment requirements. Their digital mortgage platform, SNAP Mortgage, streamlines the application process, reflecting a commitment to modern convenience.

Mortgage 1 Inc. has a proven track record, recognized as a top MSHDA lender since 2014 and a leading VA loan provider. They are committed to assisting a diverse range of borrowers, including those with lower credit scores, and strive to provide flexible financing solutions tailored to individual needs.

Company Information

Lender Type: Direct Lender
Headquarters: Shelby Charter Twp, MI

Licensed In

MI

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Pre-Qualification Tool

Home Loan Products

3% Down Conventional Loan

Loan Types:
Conventional
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
First-Time HomebuyerLow Down Payment Program
3%
Min Down Payment
97%
Max LTV

Refinance Programs

Loan Types:
RefinanceCash-Out Refinance
Property Types:
Single-Family HomeCondo

MSHDA Down Payment Assistance Program

Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondo
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
640
Min Credit Score

FHA Mortgage Programs

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondo
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)
3.5%
Min Down Payment
96.5%
Max LTV

FHA Streamlined 203(k) Program

Loan Types:
FHA
Property Types:
Single-Family Home
Special Programs:
Renovation LoanFHA 203k

VA Mortgage Programs

Loan Types:
VA
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program
Credit Tiers:
Good (680-739)Fair (620-679)
0
100%
Max LTV
620
Min Credit Score

Contact Information

Professional Licenses

NMLS ID: 129386
45679 Village Blvd
Shelby Township, MI 48315
US
Mailing Address:
45679 Village Blvd, Shelby Charter Twp, MI 48315

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Business Information

Category: Mortgage Broker
Location: Shelby Township, MI
Status: Standard
Type: Direct Lender
NMLS ID: 129386
Profile Views: 0

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