Joe Bell - Mortgage Broker

Bank serving St. Petersburg, FL

About Joe Bell - Mortgage Broker

Vision One Home Loans is a full-service mortgage brokerage located in St. Petersburg, Florida, specializing in simplifying the mortgage process for borrowers. Since its establishment in 2019, the company has focused on providing tailored and exclusive mortgage loan programs to its clients. With a strong emphasis on personal communication and accessibility, Vision One Home Loans prides itself on building lasting relationships with its clients, as evidenced by the fact that 90% of their business comes from repeat customers and referrals.

Vision One Home Loans distinguishes itself by taking a wholesale approach to retail lending, enabling them to offer diverse loan programs with competitive rates. They cater to a wide range of borrowers, including self-employed individuals and foreign nationals, providing flexible mortgage options that may not be readily available through traditional retail lenders. The company's president has been in the mortgage industry for over 16 years.

With a commitment to educating borrowers and ensuring transparency throughout the loan process, Vision One Home Loans strives to eliminate the guesswork and provide a seamless experience. The company serves the St. Petersburg and Tampa Bay area and is dedicated to helping clients achieve their real estate dreams with efficient and reliable service. They also accommodate Spanish speakers.

Company Information

Founded: 2019
Lender Type: Mortgage Broker
Headquarters: St. Petersburg, FL

Licensed In

FL

Home Loan Products

Conventional Loan

Loan Types:
Conventional
Property Types:
Single-Family HomeMulti-Family (2-4 units)
3%
Min Down Payment

FHA Loan

Loan Types:
FHA
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Special Programs:
First-Time Homebuyer
0

VA Home Loan

Loan Types:
VA
Property Types:
Single-Family HomeMulti-Family (2-4 units)
0

USDA Loan

Loan Types:
USDA
Property Types:
Single-Family HomeMulti-Family (2-4 units)
0

Jumbo Loan

Loan Types:
Jumbo
Property Types:
Single-Family HomeMulti-Family (2-4 units)
5%
Min Down Payment

Self Employed Program

Loan Types:
Non-QMBank Statement
Property Types:
Single-Family HomeMulti-Family (2-4 units)
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank StatementNo Income Verification
Special Programs:
Self-Employed Program

Stated Income Loan

Loan Types:
Non-QM
Property Types:
Investment Property
Occupancy Types:
Investment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Stated IncomeNo Income Verification

Foreign National Loan

Property Types:
Investment Property
Occupancy Types:
Investment Property
Special Programs:
Foreign National Program

Commercial Loan Products

SBA Loan (7a)

Loan Types:
SBA 7(a)

Contact Information

146 2nd St N Suite 310
St. Petersburg, FL 33701
US

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Business Information

Category: Bank
Location: St. Petersburg, FL
Status: Standard
Founded: 2019
Type: Mortgage Broker
NMLS ID: 1880171
Profile Views: 17

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