John Mills Residential Mortgages - South Bay Equity Lending

John Mills Residential Mortgages, launched in 2019 by John Mills, operates as a personal brand under the umbrella of South Bay Equity Lending (a DBA of Mortgage 2000, Inc.). With a mission to provide personalized mortgage strategies and an exceptional customer experience, John serves as a dedicated ally and resource throughout the entire loan process. He leverages a wide array of loan products to ensure clients receive ultra-competitive rates and on-time closings.

Specializing in guiding clients through significant life stages, John takes particular joy in assisting first-time homebuyers in realizing their dreams of homeownership and helping seniors improve their cash flow and lifestyle through reverse mortgages. His expertise also extends to various refinancing options, including cash-out refinances, and creative financing solutions such as bank statement and asset depletion loans for investors and self-employed individuals.

Combining extensive experience gained from his prior role as CMO for South Bay Equity Lending and a 24-year career as a Senior Vice President at Quiksilver, John Mills brings a unique blend of financial acumen and customer-centric service. Operating out of Palos Verdes Estates, California, he is committed to making real estate goals a reality for his clients with comprehensive support and a focus on transparency and responsiveness.