Jon DesJardins - Sun American Mortgage

Mortgage Broker serving Mesa, AZ

About Jon DesJardins - Sun American Mortgage

Sun American Mortgage Company is a well-established direct mortgage lender dedicated to simplifying the home financing process for a diverse range of borrowers. With a commitment to personalized service and leveraging modern technology, the company assists clients across Arizona and numerous other states in achieving their homeownership goals.

They distinguish themselves by offering a comprehensive suite of loan products, including conventional, FHA, VA, USDA, and Jumbo mortgages, catering to first-time homebuyers, veterans, and those seeking low or no down payment options. Sun American also specializes in non-traditional financing solutions such as DSCR and Bank Statement loans for self-employed individuals and real estate investors.

Emphasizing transparency and efficiency, Sun American provides an intuitive online application portal, secure document uploads, and electronic signature capabilities. Their dedication to customer satisfaction is reflected in their A+ BBB rating and impressive 4.9-star rating on Zillow based on over 1,000 reviews, highlighting their consistent track record of positive client experiences.

Company Information

Lender Type: Direct Lender
Headquarters: Tempe, AZ

Licensed In

AZCACOFLIDKSMIMNMTNENVNMNDOKORSDTXUTWAWIWY

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Real-Time Status Updates
E-Signature
Rate Calculator
Online Account Management

Home Loan Products

Conventional Mortgages

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years20 years30 years
3%
Min Down Payment

FHA Loans

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 Contractor
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
3.5%
Min Down Payment

VA Loans

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
0

USDA Rural Development Loans

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0

Jumbo Mortgages

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation

Mortgage Refinance

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation

Construction Loans

Loan Types:
Construction
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond Home

DSCR Loans

Loan Types:
DSCRNon-QM
Property Types:
Investment Property
Occupancy Types:
Investment Property
Income Verification:
No Income Verification

Bank Statement Loans

Loan Types:
Bank StatementNon-QM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Bank Statement
Special Programs:
Self-Employed Program

Home Equity Loans and HELOCs

Loan Types:
HELOCHome Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property

Reverse Mortgages

Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired

Contact Information

Professional Licenses

NMLS ID: 163273
4140 E Baseline Rd
Mesa, AZ 85206
US
Mailing Address:
1500 N Scottsdale Rd, Suite 210, Tempe, AZ 85281

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Business Information

Category: Mortgage Broker
Location: Mesa, AZ
Status: Standard
Type: Direct Lender
NMLS ID: 163273
Profile Views: 0

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