Jonathan F. Howard - Howard Team Home Loans

Mortgage Broker serving Tampa, FL

About Jonathan F. Howard - Howard Team Home Loans

Howard Team Home Loans, powered by Lower LLC, operates as an experienced team of mortgage brokers based in Tampa, Florida. Their primary mission is to simplify the mortgage process, offering a wide array of loan options for both home purchases and refinances.

The team specializes in providing various mortgage solutions, including 15-year and 30-year fixed-rate mortgages, adjustable-rate mortgages (ARMs), and government-backed loans such as FHA, VA, and USDA. They also facilitate Jumbo loans and FHA 203k renovation loans, aiming to secure favorable terms and rates for their clients. A key focus is on empowering borrowers to make informed decisions through rate comparisons and property evaluations.

Committed to modern convenience and efficiency, Howard Team Home Loans leverages custom digital quotes and a streamlined online loan application and approval process, often completing funding in less than 30 days. They emphasize quick pre-approvals and detailed refinance analyses, ensuring clients understand their options and savings potential.

Company Information

Lender Type: Mortgage Broker
Headquarters: Tampa, FL

Licensed In

FL

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Digital Document Upload
Online Account Management
Rate Calculator
Pre-Qualification Tool
E-Signature

Home Loan Products

Fixed-Rate Home Loans

Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time Homebuyer
Available Terms:
15 years30 years

Adjustable-Rate Mortgages (ARM)

Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
First-Time Homebuyer
Available Terms:
30 years

FHA 203k Renovation Loans

Loan Types:
FHAConstruction
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan
Available Terms:
30 years

Reverse Mortgages

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence

Contact Information

1560 W Cleveland St
Tampa, FL 33606
US
Mailing Address:
1560 W. Cleveland Street Tampa, FL 33606

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Business Information

Category: Mortgage Broker
Location: Tampa, FL
Status: Standard
Type: Mortgage Broker
NMLS ID: 1568511
Profile Views: 0

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