About JPMortgage Company NMLS#644190
JPMortgage Company is a locally owned and operated direct lender primarily serving residents in Kentucky and Indiana. The company prides itself on providing competitive home mortgage rates and favorable closing costs, guiding clients through the often-complex mortgage process with experienced professionals.
They offer a comprehensive range of home loan products, including Conventional, FHA, USDA, and VA loans, catering to diverse borrower needs such as low down payment options, 100% financing for eligible programs, and refinance solutions. Their commitment to personalized assistance helps borrowers make informed decisions regarding their mortgage options.
With physical branches in Louisville and Bardstown, KY, JPMortgage Company combines local presence with a focus on client education. They are dedicated to simplifying the home financing journey, making homeownership more accessible for their communities.
They offer a comprehensive range of home loan products, including Conventional, FHA, USDA, and VA loans, catering to diverse borrower needs such as low down payment options, 100% financing for eligible programs, and refinance solutions. Their commitment to personalized assistance helps borrowers make informed decisions regarding their mortgage options.
With physical branches in Louisville and Bardstown, KY, JPMortgage Company combines local presence with a focus on client education. They are dedicated to simplifying the home financing journey, making homeownership more accessible for their communities.
Company Information
Lender Type: Direct Lender
Headquarters: Louisville, KY
Licensed In
KYIN
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Rate Calculator
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramNo PMI Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
3%
Min Down Payment
80%
Max LTV
620
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Down Payment Assistance
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
3.5%
Min Down Payment
580
Min Credit Score
USDA Rural Development Loan
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
640
Min Credit Score
VA Loan Program
Loan Types:
VAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Credit Tiers:
Poor (580-619)Fair (620-679)Good (680-739)Excellent (740+)
0
100%
Max LTV
600
Min Credit Score
Contact Information
9900 Shelbyville Rd #10A
Louisville, KY 40223
US
Mailing Address:
9900 Shelbyville Rd #10a, Lousiville, KY 40223
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Business Information
Category: Mortgage Broker
Location: Louisville, KY
Status: Standard
Type: Direct Lender
NMLS ID: 644190
Profile Views: 2
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