Juergen Schmid - Mortgages By Juergen

Mortgages By Juergen, operated by Juergen Schmid, is a dedicated mortgage broker based in Chula Vista, California, serving clients throughout the state. With NMLS #1695168, Juergen provides personalized guidance through the complex home loan process, leveraging extensive expertise to connect borrowers with suitable mortgage products and competitive rates.

The brokerage specializes in a comprehensive range of residential financing options, including traditional 30-year and 15-year fixed-rate mortgages, as well as Adjustable Rate Mortgages (ARMs) with various initial fixed periods such as 3/1, 5/1, 7/1, and 10/1. They assist clients with Conventional, FHA, VA, USDA, and Jumbo loans for both purchase and refinance needs. A particular focus is placed on assisting first-time homebuyers and those navigating complex financial scenarios like divorce lending.

Mortgages By Juergen is committed to empowering borrowers through clear communication and readily available online tools like a mortgage calculator and pre-qualification forms. Their service philosophy centers on helping clients compare diverse loan programs to identify the best fit for their unique circumstances, ensuring a smooth and informed borrowing experience, even in evolving real estate markets where strategies like mortgage buydowns can be advantageous.