About La Mortgage
LA Mortgage Inc. is a dedicated direct lender based in Northridge, California, committed to providing quality customer service in the residential lending sector. With a strong focus on simplifying the home financing process, the company offers a comprehensive suite of mortgage solutions designed to meet diverse borrower needs across California.
The lender specializes in a variety of home loan programs, including popular options such as Conventional, FHA, VA, and USDA loans, catering to a wide range of financial situations from first-time homebuyers to veterans and those seeking rural property financing. They also offer specialized products like Jumbo loans for higher loan amounts and Non-QM loans for borrowers with unique financial profiles, alongside flexible Refinance and Cash-Out Refinance options. LA Mortgage Inc. emphasizes accessible homeownership through competitive terms, including low or no down payment programs and flexible credit score requirements as low as 500 FICO for certain FHA products.
Committed to empowering borrowers, LA Mortgage Inc. provides valuable resources such as online mortgage calculators and personalized consultations. Their approach combines industry expertise with a user-friendly application process, ensuring clients are well-informed and supported throughout their homeownership journey from application to closing.
The lender specializes in a variety of home loan programs, including popular options such as Conventional, FHA, VA, and USDA loans, catering to a wide range of financial situations from first-time homebuyers to veterans and those seeking rural property financing. They also offer specialized products like Jumbo loans for higher loan amounts and Non-QM loans for borrowers with unique financial profiles, alongside flexible Refinance and Cash-Out Refinance options. LA Mortgage Inc. emphasizes accessible homeownership through competitive terms, including low or no down payment programs and flexible credit score requirements as low as 500 FICO for certain FHA products.
Committed to empowering borrowers, LA Mortgage Inc. provides valuable resources such as online mortgage calculators and personalized consultations. Their approach combines industry expertise with a user-friendly application process, ensuring clients are well-informed and supported throughout their homeownership journey from application to closing.
Company Information
Lender Type: Direct Lender
Headquarters: Northridge, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
Conventional Loan Program
Loan Types:
ConventionalRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
10 years15 years30 years
Credit Tiers:
Good (680-739)Excellent (740+)Fair (620-679)
3%
Min Down Payment
620
Min Credit Score
FHA Loan Program
Loan Types:
FHARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Bad (<580)Poor (580-619)Fair (620-679)
3.5%
Min Down Payment
500
Min Credit Score
VA Loan Program
Loan Types:
VARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
0
100%
Max LTV
USDA Loan Program
Loan Types:
USDA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
0
Adjustable-Rate Mortgage (ARM)
Loan Types:
ConventionalFHAVAUSDAJumboRefinanceCash-Out Refinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Jumbo Loan Program
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Non-QM Loan Program
Loan Types:
Non-QMRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Cash-Out Refinance Program
Loan Types:
Cash-Out RefinanceRefinanceConventionalFHAVA
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Fair (620-679)Good (680-739)Excellent (740+)Poor (580-619)
100%
Max LTV
600
Min Credit Score
Contact Information
Fax: 818-717-2247
Professional Licenses
NMLS ID: 284169
9338 Reseda Blvd # 210
Northridge, CA 91324
US
Mailing Address:
9338 Reseda Blvd. #210 Northridge, CA 91324
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Business Information
Category: Mortgage Lender
Location: Northridge, CA
Status: Standard
Type: Direct Lender
NMLS ID: 284169
Profile Views: 0
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