About Lake Travis Mortgages
Lake Travis Mortgages, headed by Senior Mortgage Loan Officer Monica Van Valkenburgh (NMLS# 442277), operates as a specialized branch of SecurityNational Mortgage Company (NMLS# 3116), serving clients across Lake Travis, Austin, and the entire state of Texas. With over a decade of experience, Monica focuses on building trust and ensuring a smooth, transparent home loan process, emphasizing timely closings and competitive rates without hidden fees.
As a mortgage specialty company, SecurityNational Mortgage Company differentiates itself from traditional banks by offering lower overheads, which translate directly into cost savings for borrowers. They provide an extensive array of internal and external loan products, aiming to offer nearly every loan type and rate available in the market to match diverse client situations. This comprehensive approach ensures clients receive the best fit for their homeownership goals.
The firm is dedicated to guiding clients through the complex mortgage landscape, offering solutions from government-backed programs like FHA, VA, and USDA loans, to specialized options like Jumbo, Reverse, and Construction loans. They also cater to unique needs with programs for Foreign Nationals, ITIN holders, and those seeking down payment assistance or energy-efficient mortgages, aiming to simplify the path to homeownership for a wide range of Texans.
As a mortgage specialty company, SecurityNational Mortgage Company differentiates itself from traditional banks by offering lower overheads, which translate directly into cost savings for borrowers. They provide an extensive array of internal and external loan products, aiming to offer nearly every loan type and rate available in the market to match diverse client situations. This comprehensive approach ensures clients receive the best fit for their homeownership goals.
The firm is dedicated to guiding clients through the complex mortgage landscape, offering solutions from government-backed programs like FHA, VA, and USDA loans, to specialized options like Jumbo, Reverse, and Construction loans. They also cater to unique needs with programs for Foreign Nationals, ITIN holders, and those seeking down payment assistance or energy-efficient mortgages, aiming to simplify the path to homeownership for a wide range of Texans.
Company Information
Lender Type: Direct Lender
Licensed In
TX
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Pre-Qualification Tool
Rate Calculator
Home Loan Products
FHA 203K Buy & Renovate Loan
Loan Types:
FHAConstructionRefinance
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
FHA 203kRenovation Loan
3.5%
Min Down Payment
Condo Mortgage Programs
Loan Types:
ConventionalNon-QM
Property Types:
CondoInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Construction & Lot Loans
Loan Types:
Construction
Property Types:
Single-Family HomeCo-opTownhouseCondoMulti-Family (2-4 units)Manufactured/Mobile HomeModular HomeTiny HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Down Payment Assistance Programs
Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Down Payment AssistanceFirst-Time Homebuyer
Foreign National & ITIN Loans
Loan Types:
Non-QM
Property Types:
Single-Family HomeCondoInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Special Programs:
Foreign National ProgramITIN ProgramNon-Resident Alien Program
Green Lending Program
Loan Types:
ConventionalFHAVAUSDA
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Special Programs:
Energy Efficient Mortgage
Jumbo Mortgage Program
Loan Types:
JumboRefinance
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
10%
Min Down Payment
90%
Max LTV
General Renovation Loans
Loan Types:
RefinanceConstruction
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Special Programs:
Renovation Loan
Reverse Mortgage
Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Income Verification:
No Income Verification
Conforming Mortgage Programs
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
FHA Loan Programs
Loan Types:
FHARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Poor (580-619)
3.5%
Min Down Payment
USDA Loan Programs
Loan Types:
USDARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Low Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)
VA Loan Programs
Loan Types:
VARefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Contact Information
9737 Great Hills Trail #150
Austin, TX 78759
US
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Business Information
Category: Mortgage Lender
Location: Austin, TX
Status: Standard
Type: Direct Lender
NMLS ID: 3116
Profile Views: 11
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