About Legacy Home Mortgage Inc
Legacy Home Mortgage Inc. operates as a dedicated mortgage broker based in La Palma, California, extending its services across California, Florida, and Texas. The company prides itself on simplifying the home loan process, offering a range of personalized solutions to meet diverse borrower needs, from first-time homebuyers to seasoned real estate investors.
Specializing in various loan programs, Legacy Home Mortgage Inc. provides access to conventional, FHA, VA, USDA, and jumbo loans, including options for 15-year and 30-year fixed rates, as well as adjustable-rate mortgages. They are also proficient in niche products like FHA 203k renovation loans and reverse mortgages for seniors aged 62 and older, ensuring a comprehensive suite of financing solutions.
Under the guidance of experienced professionals like Phoebe Wilson, NMLS #964298, Legacy Home Mortgage Inc. emphasizes fast, customized quotes and service with integrity. Their digital tools, including qualification checkers and a mortgage payment calculator, are designed to empower borrowers to compare options and make informed decisions, reflecting a commitment to transparency and client satisfaction.
Specializing in various loan programs, Legacy Home Mortgage Inc. provides access to conventional, FHA, VA, USDA, and jumbo loans, including options for 15-year and 30-year fixed rates, as well as adjustable-rate mortgages. They are also proficient in niche products like FHA 203k renovation loans and reverse mortgages for seniors aged 62 and older, ensuring a comprehensive suite of financing solutions.
Under the guidance of experienced professionals like Phoebe Wilson, NMLS #964298, Legacy Home Mortgage Inc. emphasizes fast, customized quotes and service with integrity. Their digital tools, including qualification checkers and a mortgage payment calculator, are designed to empower borrowers to compare options and make informed decisions, reflecting a commitment to transparency and client satisfaction.
Company Information
Lender Type: Mortgage Broker
Headquarters: La Palma, CA
Licensed In
CAFLTX
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
30-Year Fixed Rate Mortgage
Loan Types:
ConventionalJumboFHAVAUSDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
5 years10 years15 years20 years25 years30 years
15-Year Fixed Rate Mortgage
Loan Types:
ConventionalJumboFHAVAUSDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
15 years
Adjustable Rate Mortgage
Loan Types:
ConventionalRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedInvestor
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
FHA Loan Programs
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
VA Loan Programs
Loan Types:
VARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Good (680-739)
Jumbo Loan Programs
Loan Types:
JumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-EmployedBusiness Owner
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
FHA 203k Renovation Loan
Loan Types:
FHAConstructionRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeCondoMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kRenovation Loan
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
USDA Loan Programs
Loan Types:
USDARefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeManufactured/Mobile Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Low Down Payment ProgramFirst-Time Homebuyer
Available Terms:
15 years30 years
Credit Tiers:
Fair (620-679)Good (680-739)
Reverse Mortgage
Loan Types:
Reverse Mortgage
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification
Contact Information
6 Centerpointe Dr
La Palma, CA 90623
US
Mailing Address:
6 Centerpointe Dr. Ste 700 La Palma, CA 90623
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Business Information
Category: Mortgage Lender
Location: La Palma, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 2116893
Profile Views: 0
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