Liberty Savings Federal Credit Union

Credit Union serving Jersey City, NJ

About Liberty Savings Federal Credit Union

Liberty Savings Federal Credit Union is a not-for-profit financial cooperative based in New Jersey, serving its members with a range of financial products and services. As a credit union, it is owned and democratically controlled by its members, allowing it to return profits in the form of low interest loans and superior customer service.

The credit union offers various loans, including mortgages and home equity loans, with competitive terms. They promote financial wellness by providing free classes and seminars, and support education by awarding scholarships. Liberty Savings Federal Credit Union emphasizes accessibility and is committed to providing a website compliant with ADA standards.

With multiple branch locations and 24-hour access through online and mobile banking, Liberty Savings Federal Credit Union strives to provide convenient and comprehensive services. They also participate in shared branch and ATM networks to further enhance member access.

Company Information

Lender Type: Credit Union
Headquarters: Jersey City, NJ

Licensed In

NJ

Digital Capabilities

Mobile App
Online Account Management
Online Application
Online Account Management
Mobile App
Digital Document Upload
Online Account Management
Online Application
Rate Calculator

Home Loan Products

Mortgages

Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment ProgramDown Payment Assistance
Available Terms:
15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Home Equity Loans

Loan Types:
HELOCHome Equity Loan
Rate Types:
Fixed RateAdjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Manufactured/Mobile HomeCo-opInvestment PropertyVacation/Second HomeTiny HomeModular Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full Documentation
Available Terms:
5 years10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)

Contact Information

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Business Information

Category: Credit Union
Location: Jersey City, NJ
Status: Standard
Type: Credit Union
Profile Views: 21

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