Lifestone Mortgage Corporation

Mortgage Lender serving Pingree Grove, IL

About Lifestone Mortgage Corporation

LifeStone Mortgage specializes in providing accessible mortgage solutions, particularly for borrowers who may not qualify for traditional loans due to unconventional income streams. They are a direct lender focused on innovative options like their flagship No Doc/Stated Income Mortgage Loan program, which caters specifically to self-employed individuals and investors.

This lender distinguishes itself by offering a simplified income verification process, allowing clients to qualify for home purchases or refinances without needing W2s or pay stubs. Their approach leverages a borrower's strong credit history and financial management skills, making homeownership and investment property acquisition feasible for those with irregular or self-employment income.

Headquartered in Hampshire, Illinois, LifeStone Mortgage is licensed to operate in multiple states including Tennessee and Texas. They emphasize personalized service and integrity, aiming to provide transparent processes and consistent loan terms to empower a broader range of borrowers in achieving their financial and housing goals.

Company Information

Lender Type: Direct Lender
Headquarters: Hampshire, IL

Licensed In

ILTNTX

Digital Capabilities

Online Application
Pre-Qualification Tool

Home Loan Products

No Doc/Stated Income Loan Program

Loan Types:
Non-QMRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
No Income VerificationStated Income
Special Programs:
Self-Employed Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
70%
Max LTV
680
Min Credit Score

Contact Information

2401 West US-20 #206
Pingree Grove, IL 60140
US
Mailing Address:
242 S State Street Hampshire, IL 60140

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Business Information

Category: Mortgage Lender
Location: Pingree Grove, IL
Status: Standard
Type: Direct Lender
NMLS ID: 1085173
Profile Views: 0

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