About Lighthouse Mortgage LLC
Lighthouse Mortgage LLC is a mortgage brokerage founded in 2019, operating out of Louisville, KY, and licensed in Kentucky, Indiana, Virginia, and Florida. As brokers, they are not tied to a single bank or product line, instead leveraging relationships with wholesale lenders nationwide to secure competitive mortgage options for their clients, often accessing products unavailable to the general public.
The company is dedicated to simplifying the home loan process, guiding clients through every step and working on their behalf to achieve homeownership dreams. They aim to be a lifelong mortgage partner, building trust through expertise and a commitment to personalized service. Their offerings include Conventional, FHA, VA, and USDA financing for various needs, including purchases of primary, vacation, and investment homes, as well as refinancing for lower rates, cash-out, or debt consolidation.
Led by David Gassman Jr., an originator with over 19 years of experience, Lighthouse Mortgage LLC prides itself on its seasoned professionals who can navigate complex scenarios. They specialize in finding tailored solutions for diverse client profiles, including self-employed individuals, those with challenging credit histories, and clients seeking specific property types or unique down payment options. This client-centric approach ensures a comprehensive and efficient mortgage experience.
The company is dedicated to simplifying the home loan process, guiding clients through every step and working on their behalf to achieve homeownership dreams. They aim to be a lifelong mortgage partner, building trust through expertise and a commitment to personalized service. Their offerings include Conventional, FHA, VA, and USDA financing for various needs, including purchases of primary, vacation, and investment homes, as well as refinancing for lower rates, cash-out, or debt consolidation.
Led by David Gassman Jr., an originator with over 19 years of experience, Lighthouse Mortgage LLC prides itself on its seasoned professionals who can navigate complex scenarios. They specialize in finding tailored solutions for diverse client profiles, including self-employed individuals, those with challenging credit histories, and clients seeking specific property types or unique down payment options. This client-centric approach ensures a comprehensive and efficient mortgage experience.
Company Information
Founded: 2019
Lender Type: Mortgage Broker
Headquarters: Louisville, KY
Licensed In
KYINVAFL
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Digital Document Upload
Rate Calculator
Pre-Qualification Tool
Home Loan Products
Standard Home Loans
Loan Types:
ConventionalFHAVAUSDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 Employee1099 ContractorSelf-Employed
Income Verification:
Full DocumentationBank Statement
Special Programs:
Veteran ProgramLow Down Payment Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
0
100%
Max LTV
580
Min Credit Score
Jumbo Mortgage
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 Employee1099 ContractorSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
10%
Min Down Payment
Refinance Programs
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 Employee1099 ContractorSelf-Employed
Income Verification:
Full Documentation
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
Contact Information
3214 College Dr Suite 101A
Louisville, KY 40299
US
Mailing Address:
3214 College Dr. Ste. 101A Louisville, KY 40299
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Business Information
Category: Mortgage Broker
Location: Louisville, KY
Status: Standard
Founded: 2019
Type: Mortgage Broker
NMLS ID: 1788365
Profile Views: 1
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