About Lineage Lending
Lineage Lending & Real Estate is a boutique mortgage brokerage and real estate firm based in San Diego, California. With a strong commitment to local, customer-centric service, the company positions itself as a personalized solution provider for individuals navigating the complexities of financing and property transactions in their area.
Lineage Lending offers a comprehensive suite of residential mortgage products designed to cater to a diverse range of borrowers. Their offerings include conventional loans, high-balance jumbo loans, VA loans, FHA streamline refinances, and specialized reverse mortgage programs, for which they feature NRMLA certified specialists. They also provide flexible portfolio and private equity loan options, including those with stated income, demonstrating an ability to serve clients with unique financial situations.
The brokerage prides itself on simplifying the financing process, providing diligent delivery and personalized solutions through a team of senior loan originators and seasoned real estate agents. Their mission is to help clients achieve their homeownership and financial goals in the most cost-effective way, emphasizing a client-first approach in both their lending and real estate services.
 Lineage Lending offers a comprehensive suite of residential mortgage products designed to cater to a diverse range of borrowers. Their offerings include conventional loans, high-balance jumbo loans, VA loans, FHA streamline refinances, and specialized reverse mortgage programs, for which they feature NRMLA certified specialists. They also provide flexible portfolio and private equity loan options, including those with stated income, demonstrating an ability to serve clients with unique financial situations.
The brokerage prides itself on simplifying the financing process, providing diligent delivery and personalized solutions through a team of senior loan originators and seasoned real estate agents. Their mission is to help clients achieve their homeownership and financial goals in the most cost-effective way, emphasizing a client-first approach in both their lending and real estate services.
Company Information
 Lender Type: Mortgage Broker 
  Headquarters: San Diego, CA 
  Licensed In
 CA 
 Certifications & Credentials
 NRMLA Certified 
 Digital Capabilities
  Online Application 
  Rate Calculator 
 Home Loan Products
Conventional & Jumbo Loan Programs
 Loan Types: 
  ConventionalJumbo 
  Rate Types: 
  Fixed RateAdjustable Rate (ARM)Interest-Only 
  Property Types: 
  Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home 
  Occupancy Types: 
  Primary ResidenceSecond HomeInvestment Property 
  Employment Types: 
  W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner 
  Income Verification: 
     Full DocumentationStated Income 
 10%
 Min Down Payment
 VA Loan Programs
 Loan Types: 
  VAJumbo 
  Rate Types: 
  Fixed RateAdjustable Rate (ARM) 
  Property Types: 
  Single-Family HomeCondoTownhouseMulti-Family (2-4 units) 
  Occupancy Types: 
  Primary Residence 
  Employment Types: 
  W-2 EmployeeRetired 
  Income Verification: 
  Full Documentation 
  Special Programs: 
    Veteran Program 
 FHA Streamline Refinance
 Loan Types: 
  FHARefinance 
  Rate Types: 
  Fixed RateAdjustable Rate (ARM) 
  Property Types: 
  Single-Family HomeCondoTownhouseMulti-Family (2-4 units) 
  Occupancy Types: 
  Primary Residence 
  Employment Types: 
  W-2 EmployeeSelf-EmployedRetired 
  Income Verification: 
     Full Documentation 
 Reverse Mortgage Loans (HECM & Proprietary)
 Loan Types: 
  Reverse Mortgage 
  Rate Types: 
  Fixed RateAdjustable Rate (ARM) 
  Property Types: 
  Single-Family HomeCondoTownhouseMulti-Family (2-4 units) 
  Occupancy Types: 
  Primary Residence 
  Employment Types: 
  Retired 
  Income Verification: 
     Full Documentation 
 Portfolio & Private Equity Loan Options
 Loan Types: 
  PortfolioNon-QM 
  Rate Types: 
  Fixed RateAdjustable Rate (ARM)Interest-Only 
  Property Types: 
  Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home 
  Occupancy Types: 
  Primary ResidenceSecond HomeInvestment Property 
  Employment Types: 
  W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner 
  Income Verification: 
     Full DocumentationStated Income 
 Contact Information
1902 Wright Pl #200
 Carlsbad, CA 92008
 US
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Business Information
 Category: Mortgage Broker 
  Location: Carlsbad, CA 
  Status:  Standard  
   Type: Mortgage Broker 
     Profile Views: 25 
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