About Lineage Lending
Lineage Lending & Real Estate is a boutique mortgage brokerage and real estate firm based in San Diego, California. With a strong commitment to local, customer-centric service, the company positions itself as a personalized solution provider for individuals navigating the complexities of financing and property transactions in their area.
Lineage Lending offers a comprehensive suite of residential mortgage products designed to cater to a diverse range of borrowers. Their offerings include conventional loans, high-balance jumbo loans, VA loans, FHA streamline refinances, and specialized reverse mortgage programs, for which they feature NRMLA certified specialists. They also provide flexible portfolio and private equity loan options, including those with stated income, demonstrating an ability to serve clients with unique financial situations.
The brokerage prides itself on simplifying the financing process, providing diligent delivery and personalized solutions through a team of senior loan originators and seasoned real estate agents. Their mission is to help clients achieve their homeownership and financial goals in the most cost-effective way, emphasizing a client-first approach in both their lending and real estate services.
Lineage Lending offers a comprehensive suite of residential mortgage products designed to cater to a diverse range of borrowers. Their offerings include conventional loans, high-balance jumbo loans, VA loans, FHA streamline refinances, and specialized reverse mortgage programs, for which they feature NRMLA certified specialists. They also provide flexible portfolio and private equity loan options, including those with stated income, demonstrating an ability to serve clients with unique financial situations.
The brokerage prides itself on simplifying the financing process, providing diligent delivery and personalized solutions through a team of senior loan originators and seasoned real estate agents. Their mission is to help clients achieve their homeownership and financial goals in the most cost-effective way, emphasizing a client-first approach in both their lending and real estate services.
Company Information
Lender Type: Mortgage Broker
Headquarters: San Diego, CA
Licensed In
CA
Certifications & Credentials
NRMLA Certified
Digital Capabilities
Online Application
Rate Calculator
Home Loan Products
Conventional & Jumbo Loan Programs
Loan Types:
ConventionalJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationStated Income
10%
Min Down Payment
VA Loan Programs
Loan Types:
VAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeRetired
Income Verification:
Full Documentation
Special Programs:
Veteran Program
FHA Streamline Refinance
Loan Types:
FHARefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-EmployedRetired
Income Verification:
Full Documentation
Reverse Mortgage Loans (HECM & Proprietary)
Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Portfolio & Private Equity Loan Options
Loan Types:
PortfolioNon-QM
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetiredInvestorBusiness Owner
Income Verification:
Full DocumentationStated Income
Contact Information
1902 Wright Pl #200
Carlsbad, CA 92008
US
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Business Information
Category: Mortgage Broker
Location: Carlsbad, CA
Status: Standard
Type: Mortgage Broker
Profile Views: 4
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