About PGS Home Loans
PGS Home Loans is a dedicated mortgage broker based in beautiful Southern California, committed to enhancing the quality of life for its clients through exceptional consultation. The company prides itself on treating every transaction with the same care and attention as if it were their own, striving to be recognized as a premier residential lending source nationwide.
Distinguishing itself through extensive partnerships, PGS Home Loans collaborates with over 82 top wholesale lenders across the country. This broad network allows them to offer a diverse range of home loan options, including FHA, VA, USDA, Conventional, and Jumbo loans, catering to various borrower needs, including first-time homebuyers and those looking to refinance.
With a focus on client success and satisfaction, PGS Home Loans provides a streamlined and secure digital experience, featuring online applications and easy document upload capabilities. Their commitment to guiding clients through the mortgage process, as highlighted by numerous testimonials, underscores their service-oriented approach in the competitive residential lending market.
Distinguishing itself through extensive partnerships, PGS Home Loans collaborates with over 82 top wholesale lenders across the country. This broad network allows them to offer a diverse range of home loan options, including FHA, VA, USDA, Conventional, and Jumbo loans, catering to various borrower needs, including first-time homebuyers and those looking to refinance.
With a focus on client success and satisfaction, PGS Home Loans provides a streamlined and secure digital experience, featuring online applications and easy document upload capabilities. Their commitment to guiding clients through the mortgage process, as highlighted by numerous testimonials, underscores their service-oriented approach in the competitive residential lending market.
Company Information
Lender Type: Mortgage Broker
Headquarters: Carlsbad, CA
Licensed In
CA
Certifications & Credentials
FHA ApprovedVA ApprovedUSDA Approved
Digital Capabilities
Online Application
Rate Calculator
Digital Document Upload
Online Account Management
Home Loan Products
FHA Home Loan Program
Loan Types:
FHARefinanceConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerLow Down Payment Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
VA Loan Program
Loan Types:
VARefinanceConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramFirst-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
580
Min Credit Score
USDA Rural Development Loan Program
Loan Types:
USDARefinanceConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
0
580
Min Credit Score
Conventional Loan Program
Loan Types:
ConventionalRefinanceConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Jumbo Loan Program
Loan Types:
JumboRefinanceConventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Fixed Rate Mortgages
Loan Types:
ConventionalRefinanceHome Equity Loan
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Available Terms:
10 years15 years20 years25 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Adjustable Rate Mortgages (ARM)
Loan Types:
ConventionalRefinanceHome Equity Loan
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Graduated Payment Mortgages
Loan Types:
RefinanceHome Equity LoanConventional
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Home Equity Loan
Loan Types:
Home Equity LoanRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary ResidenceSecond Home
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Contact Information
5731 Palmer Way suite d
Carlsbad, CA 92078
US
Mailing Address:
5731 Palmer Way Suite D Carlsbad, CA 92010
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Business Information
Category: Mortgage Broker
Location: Carlsbad, CA
Status: Standard
Type: Mortgage Broker
NMLS ID: 1665909
Profile Views: 18
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