About Loan City Home Loans
Loan City Mortgage positions itself as a dedicated mortgage expert committed to guiding borrowers through the home purchase and refinance process. They emphasize a personalized approach, ensuring clients are properly qualified and supported, even if their financial profiles are not "perfect." This commitment to "the long haul" involves advising clients on necessary steps to secure a mortgage and configuring loan packages that are both affordable and fair.
Founded on the principle of removing hurdles from the mortgage journey, Loan City Mortgage aims to prevent client disappointment by offering persistent support and tailored solutions. Their philosophy centers on building equity and helping clients achieve their dream of homeownership, whether it's their first home, a vacation property, or an investment. They provide various fixed-rate mortgage options for both purchase and refinance, with flexible terms and a focus on transparency.
The company leverages an accessible online application and pre-qualification tool, allowing prospective homeowners to easily explore their options and receive personalized rates. Loan City Mortgage distinguishes itself by catering to a wide range of credit profiles and offering specialized programs, including VA loans for military personnel, underscoring their commitment to inclusive homeownership opportunities.
Founded on the principle of removing hurdles from the mortgage journey, Loan City Mortgage aims to prevent client disappointment by offering persistent support and tailored solutions. Their philosophy centers on building equity and helping clients achieve their dream of homeownership, whether it's their first home, a vacation property, or an investment. They provide various fixed-rate mortgage options for both purchase and refinance, with flexible terms and a focus on transparency.
The company leverages an accessible online application and pre-qualification tool, allowing prospective homeowners to easily explore their options and receive personalized rates. Loan City Mortgage distinguishes itself by catering to a wide range of credit profiles and offering specialized programs, including VA loans for military personnel, underscoring their commitment to inclusive homeownership opportunities.
Company Information
Lender Type: Direct Lender
Digital Capabilities
Online Application
Rate Calculator
Pre-Qualification Tool
Home Loan Products
General Home Mortgage Program
Loan Types:
ConventionalVARefinanceCash-Out RefinanceSecond Mortgage
Rate Types:
Fixed Rate
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerVeteran Program
Available Terms:
15 years30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)Bad (<580)
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Contact Information
2251 Douglas Blvd #100
Roseville, CA 95661
US
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Business Information
Category: Mortgage Broker
Location: Roseville, CA
Status: Standard
Type: Direct Lender
Profile Views: 1
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