Long Island Mortgage

Mortgage Broker serving Smithtown, NY

About Long Island Mortgage

Nations Financial New York Inc. has been a dedicated mortgage broker serving Long Island and the entire State of New York since its founding in 1994. With over two decades of experience, their corporate office in Smithtown, NY, has become a trusted resource for communities across Suffolk, Nassau, Queens, and Kings County.

As a registered mortgage broker with the New York State Dept. of Financial Services, Nations Financial New York Inc. specializes in arranging a diverse range of home mortgages through third-party providers. Their offerings include conventional, FHA, VA, Jumbo, and Reverse mortgages, alongside specialized options like Stated Income and FHA 203k renovation loans, and solutions for co-op properties.

The company emphasizes local expertise and personalized guidance, assisting clients with both purchase and refinance needs. They offer online tools such as a Purchase Assistant, Refinance Advisor, and current rate quotes, aiming to simplify the loan process for New York homeowners.

Company Information

Founded: 1994
Lender Type: Mortgage Broker
Headquarters: Smithtown, NY

Licensed In

NY

Certifications & Credentials

NYDFS Registered Mortgage BrokerFHA Approved (for Reverse Mortgage)

Digital Capabilities

Online Application
Rate Calculator
Pre-Qualification Tool

Home Loan Products

Residential Purchase & Refinance Loans

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Available Terms:
15 years30 years

Reverse Mortgage (HECM)

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Stated Income Mortgage Program

Loan Types:
Non-QMBank Statement
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeInvestment Property
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
Self-EmployedBusiness Owner
Income Verification:
Stated IncomeBank Statement
Special Programs:
Self-Employed ProgramBank Statement Program

FHA 203k Renovation Loan

Loan Types:
FHAConstruction
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203kRenovation Loan

Co-op Loan Program

Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Co-op
Occupancy Types:
Primary ResidenceInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation

Contact Information

738 Smithtown Bypass #101
Smithtown, NY 11787
US
Mailing Address:
13 Gedney Ave. Smithtown, NY 11787

Connect With Us

Get a Free Quote

Business Information

Category: Mortgage Broker
Location: Smithtown, NY
Status: Standard
Founded: 1994
Type: Mortgage Broker
NMLS ID: 17162
Profile Views: 4

Advertisement Space

Other Mortgage Brokers in Smithtown, NY