About Main Street Mortgage Company
Main Street Mortgage Company, Inc., established in 1995 and headquartered in Orange, CA, operates as a direct lender offering a broad spectrum of residential loan programs across multiple states. With a dedicated team of over 100 mortgage professionals, the company has successfully funded over $3 billion in loans, establishing itself as a reliable partner in the home financing journey.
The lender distinguishes itself through its comprehensive product offerings, including Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized Non-QM and portfolio lending solutions. They cater to a diverse clientele, from first-time homebuyers and veterans to self-employed borrowers and real estate investors, providing flexible options for various financial situations and property types.
Main Street Mortgage Company prides itself on a streamlined digital application process and a strong commitment to customer satisfaction, evidenced by its high customer ratings on platforms like Google and Yelp, as well as an A+ rating with the Better Business Bureau. Their mission is to simplify the mortgage experience, ensuring clear communication and personalized guidance for every borrower.
The lender distinguishes itself through its comprehensive product offerings, including Conventional, FHA, VA, USDA, and Jumbo loans, alongside specialized Non-QM and portfolio lending solutions. They cater to a diverse clientele, from first-time homebuyers and veterans to self-employed borrowers and real estate investors, providing flexible options for various financial situations and property types.
Main Street Mortgage Company prides itself on a streamlined digital application process and a strong commitment to customer satisfaction, evidenced by its high customer ratings on platforms like Google and Yelp, as well as an A+ rating with the Better Business Bureau. Their mission is to simplify the mortgage experience, ensuring clear communication and personalized guidance for every borrower.
Company Information
Founded: 1995
Team Size: over 100
Lender Type: Direct Lender
Headquarters: Orange, CA
Total Loans Originated: $3 billion in loans
Licensed In
CACOFLILMDNVNJORPATXVAWADC
Certifications & Credentials
FHA ApprovedVA Approved
Digital Capabilities
Online Application
Digital Document Upload
Online Account Management
Rate Calculator
E-Signature
Home Loan Products
Comprehensive Residential Loan Programs
Loan Types:
ConventionalFHAVAUSDAJumboRefinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time HomebuyerRenovation LoanFHA 203kLow Down Payment ProgramVeteran Program
Available Terms:
15 years20 years30 years
Credit Tiers:
Good (680-739)Fair (620-679)Excellent (740+)
3%
Min Down Payment
100%
Max LTV
620
Min Credit Score
Non-QM and Portfolio Lending
Loan Types:
Non-QMBank StatementAsset DepletionDSCR
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeTownhouseCondoMulti-Family (2-4 units)Investment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
Self-EmployedInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionStated Income
Special Programs:
Self-Employed ProgramBank Statement ProgramAsset Depletion Program
Credit Tiers:
Good (680-739)Fair (620-679)
Contact Information
Professional Licenses
NMLS ID: 123456
147 Rebel Hill Rd
Conshohocken, PA 19428
US
Mailing Address:
123 Main Street, Orange, CA 92868
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Business Information
Category: Mortgage Broker
Location: Conshohocken, PA
Status: Standard
Founded: 1995
Type: Direct Lender
NMLS ID: 123456
Loans Originated: $3 billion in loans
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