Manraj Singh- Xander Mortgage

Mortgage Broker serving Fresno, CA

About Manraj Singh- Xander Mortgage

Western Pioneer Financial is a direct mortgage lender based in Fresno, California, offering personalized mortgage solutions and competitive rates. Licensed exclusively in California, the company prides itself on delivering fast, customized quotes and service with integrity, aiming to simplify the home loan process for its clients.

The lender provides a comprehensive suite of home loan options, including 15-year and 30-year fixed-rate mortgages, adjustable-rate mortgages (ARMs) with various hybrid options, FHA, VA, USDA, and Jumbo loans. A notable specialization is their dedicated Reverse Mortgage (HECM) program, designed to assist seniors aged 62 and older in accessing their home equity with no monthly mortgage payments.

Western Pioneer Financial emphasizes an easy-to-navigate digital experience, featuring online application capabilities, pre-qualification tools, and payment calculators. They are committed to guiding both first-time homebuyers and repeat buyers through their selection process, ensuring they choose the loan program that best fits their unique needs.

Company Information

Lender Type: Direct Lender
Headquarters: Fresno, CA

Licensed In

CA

Certifications & Credentials

FHA ApprovedVA ApprovedUSDA Approved

Digital Capabilities

Online Application
Online Account Management
Rate Calculator
Pre-Qualification Tool

Home Loan Products

30-Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
30 years

15-Year Fixed Rate Mortgage

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Fixed Rate
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Available Terms:
15 years

Adjustable Rate Mortgage

Loan Types:
ConventionalFHAVAJumboRefinance
Rate Types:
Adjustable Rate (ARM)Hybrid ARM
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

FHA Loan Program

Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
FHA 203k

VA Loan Program

Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Special Programs:
Veteran Program

Jumbo Loan Program

Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

USDA Loan Program

Loan Types:
USDA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence

Reverse Mortgage (HECM)

Loan Types:
Reverse MortgageRefinance
Rate Types:
Adjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
No Income Verification

Contact Information

Professional Licenses

NMLS ID: 223688
2520 W Shaw Ln #106
Fresno, CA 93711
US
Mailing Address:
1398 W. Herndon Ave., Suite 205 Fresno, CA 93711

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Business Information

Category: Mortgage Broker
Location: Fresno, CA
Status: Standard
Type: Direct Lender
NMLS ID: 223688
Profile Views: 4

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