MIAMI CAPITAL Lending

Mortgage Broker serving Miami, FL

About MIAMI CAPITAL Lending

Founded in 2018 and based in Miami, Florida, MIAMI CAPITAL Lending LLC is a growing mortgage company committed to helping individuals and families achieve their homeownership dreams. The company prides itself on a client-centric approach, aiming to simplify the loan process with efficient services and quick closing times, often within 18 to 20 days across the USA.

MIAMI CAPITAL Lending offers a diverse portfolio of home loan products, including conventional, FHA, VA, and jumbo loans. They also specialize in flexible solutions designed for borrowers with unique financial situations, such as bank statement mortgages, private money loans, and investment property financing like 'Fix and Flip' programs. The firm is adept at assisting clients who may have faced credit or income challenges, guiding them through strategic refinancing from private mortgages to conventional options.

Leveraging over three decades of collective experience, the team at MIAMI CAPITAL Lending combines personalized guidance with modern digital tools, including an online application and a rate calculator, to streamline the mortgage journey. Their dedication to providing accessible financing and tailored programs, like the Hometown Heroes initiative, underscores their mission to make homeownership a reality for a wide range of borrowers.

Company Information

Founded: 2018
Lender Type: Direct Lender
Headquarters: Miami, FL
Total Loans Originated: 264 Issued Loans

Licensed In

ALL

Digital Capabilities

Online Application
Mobile App
Digital Document Upload
Rate Calculator

Home Loan Products

Conventional & Government Loans

Loan Types:
ConventionalFHAVAJumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseInvestment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
HomeReady Program
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Refinance Solutions

Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouseMulti-Family (2-4 units)Investment Property
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)

Reverse Mortgage & Equity Release

Loan Types:
Reverse Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family HomeCondoTownhouse
Occupancy Types:
Primary Residence
Employment Types:
Retired
Income Verification:
Full Documentation
Credit Tiers:
Good (680-739)Fair (620-679)

Non-QM & Investment Solutions

Loan Types:
Non-QMBank StatementPortfolioHard MoneyBridgeDSCRHome Equity LoanSecond Mortgage
Rate Types:
Fixed RateAdjustable Rate (ARM)Interest-Only
Property Types:
Investment PropertySingle-Family HomeMulti-Family (2-4 units)
Occupancy Types:
Investment Property
Employment Types:
Self-Employed1099 ContractorInvestorBusiness Owner
Income Verification:
Bank StatementAsset DepletionNo Income Verification
Special Programs:
Bank Statement ProgramSelf-Employed Program
Credit Tiers:
Fair (620-679)Poor (580-619)Bad (<580)

Contact Information

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Business Information

Category: Mortgage Broker
Location: Miami, FL
Status: Standard
Founded: 2018
Type: Direct Lender
Loans Originated: 264 Issued Loans
Profile Views: 9

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