About Michael OConnor
Michael O'Connor- The Mortgage Guru Team operates as a premier mortgage broker based in Phoenix, Arizona, extending its services nationwide. Specializing in VA home loans, the team offers competitive rates and strives to simplify the loan process for all borrowers, from first-time homebuyers to those looking to refinance or consolidate debt.
The Mortgage Guru Team is dedicated to finding tailored financial solutions, leveraging their expertise in various loan programs including Conventional, FHA, VA, and Jumbo loans, as well as comprehensive refinancing options like Cash-Out Refinancing. They emphasize client education, providing detailed information about different loan types and market trends to ensure informed decisions.
Committed to providing high-quality financial services, Michael O'Connor and his team focus on delivering excellent service and ensuring on-time closings. Their approach combines personalized, one-on-one assistance with efficient processes, making home financing straightforward and fast for their clients across the country.
The Mortgage Guru Team is dedicated to finding tailored financial solutions, leveraging their expertise in various loan programs including Conventional, FHA, VA, and Jumbo loans, as well as comprehensive refinancing options like Cash-Out Refinancing. They emphasize client education, providing detailed information about different loan types and market trends to ensure informed decisions.
Committed to providing high-quality financial services, Michael O'Connor and his team focus on delivering excellent service and ensuring on-time closings. Their approach combines personalized, one-on-one assistance with efficient processes, making home financing straightforward and fast for their clients across the country.
Company Information
Lender Type: Mortgage Broker
Headquarters: Phoenix, AZ
Licensed In
ALL
Digital Capabilities
Online Application
Pre-Qualification Tool
Home Loan Products
Conventional Loan Program
Loan Types:
Conventional
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
HomeReady ProgramHome Possible ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
3%
Min Down Payment
97%
Max LTV
620
Min Credit Score
FHA Loan Program
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
VA Loan Program
Loan Types:
VA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
Veteran ProgramNo PMI Program
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
0
Jumbo Loan Program
Loan Types:
Jumbo
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)
Refinance Program
Loan Types:
RefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
FHA 203k Loan
Loan Types:
FHA
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Single-Family Home
Occupancy Types:
Primary Residence
Employment Types:
W-2 EmployeeSelf-Employed
Income Verification:
Full Documentation
Special Programs:
FHA 203k
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)
Contact Information
202 E Earll Dr Ste 460
Phoenix, AZ 85012
US
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Business Information
Category: Mortgage Lender
Location: Phoenix, AZ
Status: Standard
Type: Mortgage Broker
Profile Views: 37
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