Michele Harman - The Home Loan Expert

Prosperity Home Mortgage, LLC is a leading direct lender committed to simplifying the home loan process and empowering communities across the United States. Recognized for outstanding customer satisfaction, including a #1 ranking by J.D. Power, the company focuses on providing a supportive and educational experience for all borrowers throughout their homeownership journey.

With an extensive network of over 1500 loan officers operating in all 50 states, Prosperity Home Mortgage offers a comprehensive suite of residential financing solutions. Their product offerings encompass Conventional, FHA, VA, and USDA loans, alongside various refinance options including cash-out and reverse mortgages. They specialize in making homeownership accessible with low or zero down payment programs, targeted assistance for first-time homebuyers, and advanced programs like DSCR loans for investors and renovation financing.

The lender leverages digital capabilities, including an online application portal and the ProsperityNow mobile app, to enhance convenience. Complementing their broad reach, Prosperity Home Mortgage maintains a strong local presence, exemplified by their community lending teams and partnerships with organizations like Habitat for Humanity, underscoring their commitment to not just lending, but also to building and supporting the communities they serve.