Millenium Home Mortgage

Millenium Home Mortgage is a licensed mortgage banker based in East Brunswick, New Jersey, serving clients in New Jersey, New York, Connecticut, Pennsylvania, and Florida. The company prides itself on providing expertise and a wide variety of loan programs to guide borrowers through the often complex process of securing a home loan. They are committed to offering current rates and seasoned customer support.

Their comprehensive offerings include home purchase loans such as Conventional, FHA, VA, and USDA, catering to various property types including single-family homes, multi-family units, condos, and townhouses. They also feature options for investors and programs with zero down payment. For refinancing needs, Millenium Home Mortgage provides solutions including standard refinance, cash-out refinance, and options to convert adjustable-rate mortgages to fixed rates.

While primarily a direct lender as a licensed mortgage banker, Millenium Home Mortgage also acts as a broker for Reverse Mortgage loans, arranging HECM (Home Equity Conversion Mortgage) products with third-party providers. This allows them to assist homeowners aged 62 and older in converting home equity into cash, lines of credit, or monthly payments, underscoring their commitment to diverse borrower needs and financial solutions.