About Mobile Home Loans
MobileHomeLoans.com is a specialized mortgage broker focusing exclusively on financing mobile and manufactured homes. With over two decades of experience, they serve clients across California, Arizona, and Colorado, offering tailored solutions for various property types, including in-park (chattel) homes, manufactured homes on private land, and condo/PUD mobile homes.
The company distinguishes itself by providing flexible financing options such as fixed and adjustable-rate loans, competitive down payment programs, and support for both purchase and refinance needs. They cater to a broad range of borrowers, including first-time homebuyers and those seeking to finance secondary residences or investment properties, emphasizing customer education and clear communication throughout the loan process.
MobileHomeLoans.com is committed to simplifying the unique complexities of manufactured home financing. Their digital application process and dedicated team of loan originators aim to provide efficient service, guiding clients from initial inquiry through closing to help them achieve their dream of mobile home ownership.
The company distinguishes itself by providing flexible financing options such as fixed and adjustable-rate loans, competitive down payment programs, and support for both purchase and refinance needs. They cater to a broad range of borrowers, including first-time homebuyers and those seeking to finance secondary residences or investment properties, emphasizing customer education and clear communication throughout the loan process.
MobileHomeLoans.com is committed to simplifying the unique complexities of manufactured home financing. Their digital application process and dedicated team of loan originators aim to provide efficient service, guiding clients from initial inquiry through closing to help them achieve their dream of mobile home ownership.
Company Information
Founded: 2004
Lender Type: Mortgage Broker
Licensed In
CAAZCO
Digital Capabilities
Online Application
Pre-Qualification Tool
Home Loan Products
In-Park Mobile Home Financing (Chattel)
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Manufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
5 years10 years15 years20 years25 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
5%
Min Down Payment
95%
Max LTV
580
Min Credit Score
Manufactured Home Loans On-Land
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
Manufactured/Mobile HomeInvestment PropertyVacation/Second Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Available Terms:
30 years
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
580
Min Credit Score
Condo/PUD Mobile Home Loans
Loan Types:
ConventionalRefinanceCash-Out Refinance
Rate Types:
Fixed RateAdjustable Rate (ARM)
Property Types:
CondoManufactured/Mobile Home
Occupancy Types:
Primary ResidenceSecond HomeInvestment Property
Employment Types:
W-2 EmployeeSelf-Employed1099 ContractorRetired
Income Verification:
Full Documentation
Special Programs:
First-Time Homebuyer
Credit Tiers:
Excellent (740+)Good (680-739)Fair (620-679)Poor (580-619)
5%
Min Down Payment
95%
Max LTV
580
Min Credit Score
Contact Information
5201 Great America Pkwy
Santa Clara, CA 95054
US
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Business Information
Category: Mortgage Broker
Location: Santa Clara, CA
Status: Standard
Founded: 2004
Type: Mortgage Broker
NMLS ID: 493291
Profile Views: 4
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